28599 Old Ranch Dr, Valley Center, CA 92082 Property Records

San Diego County property record for 28599 Old Ranch Dr, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,055 sqft · built 1994
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Company Names on Record
Last Sale	$1,100,000 (Jan 2023)
Tax Bill	$12,518 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Jan 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`185-442-07-00`

Property Details

APN / Parcel Number

Primary APN	`185-442-07-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,055 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	92,783 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28599 OLD RANCH DR
City	VALLEY CENTER
State	CA
Zip	92082-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 9 TR 012515
Legal Subdivision	VALLEY CENTER #4682
Legal Tract	012515
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2011
Census Tract	19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Jan 11, 2023	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Jan 12, 2022	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER
Jul 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	20237071
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000079126
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000079126
Map Reference	MAP 12515
Instrument Date	Mar 25, 2024
Instrument	2024-0079126
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443

Mortgage

Document Number	0000079127
Date	Mar 29, 2024
Instrument	2024-0079127

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1129 Months
Due	Apr 22, 2118

Interest

Rate Type	Fixed Rate

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2023
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000007071
Map Reference	MAP 12515
Instrument Date	Dec 30, 2022
Instrument	2023-0007071
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000017812
Map Reference	MAP 12515
Instrument Date	Jan 11, 2022
Instrument	2022-0017812
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000546707
Map Reference	MAP 12515
Instrument Date	Jul 6, 2021
Instrument	2021-0546707
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443

Mortgage

Document Number	0000546708
Date	Jul 30, 2021
Instrument	2021-0546708

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2020
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000394269
Instrument Date	Jul 8, 2020
Instrument	394269
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	28599 OLD RANCH DR VALLEY CENTER CA 920825443, VALLEY CENTER, CA 92082-5443

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	28599 OLD RANCH DR, VALLEY CENTER, CA 92082-5443
Document Number	0000274467
Instrument Date	Jun 8, 2017
Instrument	274467
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28599 OLD RANCH DR VALLEY CENTER CA 920825443, VALLEY CENTER, CA 92082-5443

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,167,328 (+2%) Land $636,724 Building $530,604
2025	$12,518.00 (-5.83%)	$1,144,440 (-6.5%) Land $624,240 Building $520,200
2023	$13,293.00 (+1.61%)	$1,224,000 Land $408,000 Building $816,000
2022	$13,082.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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