28597 Lilac Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 28597 Lilac Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,968 sqft · built 1978
Lot Size2.28 acres (99,752 sqft)
Owner2 Individual Names on File
Last Sale$359,000 (Sep 2012)
Tax Bill$5,097 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN185-220-34-00

Property Details

APN / Parcel Number

Primary APN185-220-34-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,968 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area99,752 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28597 LILAC RD
CityVALLEY CENTER
StateCA
Zip92082-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 (EX ST) TR PM03077
Legal Tract3077
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2002
Census Tract19103

Owner

28597 Lilac Rd is owned and occupied by two individuals who bought it in September 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address28597 LILAC RD, VALLEY CENTER, CA 92082-5420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2012 · Amount on File
Deed SaleSep 18, 2012 · Amount on File
Prior SaleJan 22, 1999 · Amount on File
Deed Document Number2012563999
Prior Transfer DateJan 20, 2005
Prior Transfer Doc0000056511
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28597 LILAC RD, VALLEY CENTER, CA 92082-5420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000338697
DateJul 27, 2017
Instrument2017-0338697
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressVALLEY CENTER, CA 92082
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueAug 21, 2037
Interest
Rate TypeAdjustable Rate
Rate17.7%
Change FrequencyMonthly
IndexPrime Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28597 Lilac Rd was $5,097.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$450,909 (+2%) Land $180,363 Building $270,546
2025$5,097.00$442,069 Land $176,827 Building $265,242
2023$4,871.00 (+1.82%)$424,905 Land $169,961 Building $254,944
2022$4,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28597 Lilac Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28597 Lilac Rd is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 81% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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