1786 Stella Rd, Prospect, TN 38477 Property Records

Giles County property record for 1786 Stella Rd, Prospect, TN 38477

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,267 sqft · built 1949
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Jun 2022)
Tax Bill	$807 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`028145 01801`

Property Details

APN / Parcel Number

Primary APN	`028145 01801`
Alternative APN	`145 01801`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,267 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)
Porch	Enclosed Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1786 STELLA RD
City	PROSPECT
State	TN
Zip	38477-6553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1037
Census Tract	920700

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1786 STELLA RD, PROSPECT, TN 38477-6553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed, Transfer · Seller Carry-Back ROBERT MICHAEL DICKENSON ETAL
Jul 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	0000396528
Deed Book / Page	396 / 528
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GILES TN
Recording Date	Jun 21, 2022
Property Address	1786 STELLA RD, PROSPECT, TN 38477-6553
Document Number	0000139024
Book / Page	D396 / 528
Instrument Date	Jun 21, 2022
Instrument	22139024
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 STELLA RD, PROSPECT, TN 38477-6553

Mortgage

Document Number	0000139025
Date	Jun 21, 2022
Instrument	22139025

Lender

Name	ROBERT MICHAEL DICKENSON ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jul 27, 2021
Property Address	1786 STELLA RD, PROSPECT, TN 38477-6553
Document Number	0000133545
Book / Page	D391 / 294
Instrument Date	Jul 27, 2021
Instrument	21133545
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1994 STELLA RD, PROSPECT, TN 38477-6553

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+16.12%)	$35,000 (-) Land $12,100 Building $22,900
2024	$695.00 (+23.89%)	$35,000 (+23.89%) Land $12,100 Building $22,900
2023	$561.00	$28,250 (-) Land $12,100 Building $16,150
2022	$561.00	$28,250 Land $12,100 Building $16,150	$140,000 Land $48,400 Building $91,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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