Warren County property record for 2856 E Cove Ct, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,720 sqft · built 1993 |
| Lot Size | 0.323 acres (14,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,000 (Oct 2021) |
| Tax Bill | $9,282 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-15-101-044-0 |
| Primary APN | 16-15-101-044-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,140 sqft |
| 1st Floor Area | 963 sqft |
| Basement Area | 653 sqft |
| Finished Basement | 653 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 14,087 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 940670 |
|---|---|
| Street Address | 2856 E COVE CT |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD 2 LOT 53 |
| Legal Subdivision | BAYWOOD 2 |
| Legal Block | 70 |
| Legal Lot Number | 53 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32003 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2856 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Dec 9, 1993 · Amount on Record |
| Deed Document Number | 202148956 |
| Prior Transfer Date | Sep 3, 2013 |
| Prior Transfer Doc | 0059080092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Oct 28, 2021 |
| Property Address | 2856 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 2021048956 |
| Map Reference | MB 18 PG 56-58 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021-048956 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2856 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 2021048957 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-048957 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 2856 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000028535 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000028535 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 28535 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,282.00 (-1.84%) | $182,130 (+36.82%) Land $59,500 Building $122,630 | $520,380 (+36.82%) Land $170,000 Building $350,380 |
| 2024 | $9,456.00 (+22.85%) | ||
| 2023 | $7,697.00 (+2.22%) Homeowner's exemption | $133,119 (-) Land $33,618 Building $99,501 | |
| 2022 | $7,530.00 Homeowner's exemption | $133,119 Land $33,618 Building $99,502 | $380,340 (-) Land $96,050 Building $284,290 |
| 2021 | $380,340 Land $96,050 Building $284,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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