Warren County property record for 2866 E Cove Ct, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,739 sqft · built 1990 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $302,000 (Apr 2017) |
| Tax Bill | $8,088 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Apr 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-15-101-042-0 |
| Primary APN | 16-15-101-042-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,739 sqft Living Area |
| Gross Area | 4,070 sqft |
| 1st Floor Area | 787 sqft |
| 2nd Floor Area | 816 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,280 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 11,199 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 331 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 940668 |
|---|---|
| Street Address | 2866 E COVE CT |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD 2 LOT 49 |
| Legal Subdivision | BAYWOOD 2 |
| Legal Block | 68 |
| Legal Lot Number | 49 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32003 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2866 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 24, 2017 | Warranty Deed, Transfer |
| Dec 27, 2016 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 201712372 |
| Prior Transfer Date | Oct 16, 1987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 2866 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2866 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 2021006139 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021-006139 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 24, 2017 |
| Property Address | 2866 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000012372 |
| Map Reference | PL 18 PG 56-58 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 2017-012372 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $906.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2866 E COVE LN, MAINEVILLE, OH 45039-9300 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 2866 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000015359 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ACS TITLE, ACS TITLE CLOSING SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 BELSAW PL CINCINNATI OH 452201104, CINCINNATI, OH 45220-1104 |
| Document Number | 0000015359 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 15359 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,088.00 (-1.84%) | $158,520 (+32.24%) Land $38,500 Building $120,020 | $452,900 (+32.23%) Land $110,000 Building $342,900 |
| 2024 | $8,240.00 (+18.75%) | ||
| 2023 | $6,939.00 (+2.3%) Homeowner's exemption | $119,875 (-) Land $21,753 Building $98,122 | |
| 2022 | $6,783.00 Homeowner's exemption | $119,875 Land $21,753 Building $98,123 | $342,500 (-) Land $62,150 Building $280,350 |
| 2021 | $342,500 Land $62,150 Building $280,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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