Warren County property record for 2820 E Cove Ct, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,160 sqft · built 1990 |
| Lot Size | 0.491 acres (21,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Jun 2019) |
| Tax Bill | $8,945 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-15-101-048-0 |
| Primary APN | 16-15-101-048-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| Gross Area | 3,547 sqft |
| 1st Floor Area | 858 sqft |
| 2nd Floor Area | 611 sqft |
| Basement Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 21,397 sqft (0.491 acres) |
| Garage Type | Attached |
| Garage Area | 387 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 940674 |
|---|---|
| Street Address | 2820 E COVE CT |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYWOOD 2 LOT 57 |
| Legal Subdivision | BAYWOOD 2 |
| Legal Block | 74 |
| Legal Lot Number | 57 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32003 |
Source: Warren County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on Record |
| Deed Sale | Jun 5, 2019 · Amount on Record |
| Prior Sale | Jan 23, 1995 · Amount on Record |
| Deed Document Number | 201914601 |
| Prior Transfer Date | May 7, 1991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 2820 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000038456 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2820 E COVE CT MAINEVILLE OH 450399300, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000038456 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 38456 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 29, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 5, 2019 |
| Property Address | 2820 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000014601 |
| Map Reference | MB 18 PG 56-58 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019-014601 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2820 E COVE CT, MAINEVILLE, OH 45039-9300 |
| Document Number | 0000014602 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 2019-014602 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2034 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,945.00 (+20.29%) | $175,480 (+36.48%) Land $56,000 Building $119,480 | $501,360 (+36.48%) Land $160,000 Building $341,360 |
| 2023 | $7,436.00 (+2.24%) Homeowner's exemption | $128,576 (-) Land $31,640 Building $96,936 | |
| 2022 | $7,273.00 Homeowner's exemption | $128,576 Land $31,640 Building $96,936 | $367,360 (-) Land $90,400 Building $276,960 |
| 2021 | $367,360 Land $90,400 Building $276,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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