Elko County property record for 2793 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,816 sqft · built 2018 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Apr 2020) |
| Tax Bill | $4,468 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-027 |
| Primary APN | 001-61J-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,376 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 2793 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 2 MAP FILE 731523 LOT 25 LOCATED IN SEC 9 TWP 34N RGE 55E MDB&M FORMERLY A PORTION OF 001-61J-007 NO HARD |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | COPPER TRAILS UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2793 COPPER TRL, ELKO, NV 89801-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 17, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Document Number | 2020767522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2793 COPPER TRL, ELKO, NV 89801-4513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS LLC RESWARE |
| Name | Verified Name |
|---|---|
| Address | 2793 COPPER TRL, ELKO, NV 89801-4513 |
| Document Number | 0000856089 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 856089 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2793 COPPER TRL, ELKO, NV 89801-4513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000799514 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 799514 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 17, 2020 |
| Property Address | 2793 COPPER TRL, ELKO, NV 89801-4513 |
| Document Number | 0000767522 |
| Map Reference | FILE 731523 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 767522 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,228.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BROOKWOOD DR, 207, ELKO, NV 89801-2301 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1383 DAWN DR, ELKO, NV 89801-4712 |
| Document Number | 0000767523 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 767523 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,468.00 (-0.07%) | $122,045 (-1.44%) Land $25,200 Building $96,845 | $348,700 (-1.44%) Land $72,000 Building $276,700 |
| 2025 | $4,471.00 (+19.67%) | $123,823 (+13.76%) Land $25,200 Building $98,623 | $353,780 (+13.76%) Land $72,000 Building $281,780 |
| 2023 | $3,736.00 (+7.98%) | $108,844 (+15.19%) Land $15,750 Building $93,094 | $310,983 (+15.19%) Land $45,000 Building $265,983 |
| 2022 | $3,460.00 | $94,489 Land $15,750 Building $78,739 | $269,969 Land $45,000 Building $224,969 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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