28558 US 2, Bemidji, MN 56601 Property Records

Hubbard County property record for 28558 US 2, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1964
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2025)
Tax Bill	$1,668 (2026)
Deeds & Mortgages	Oct 2012 Mortgage Dec 2022 Refinance + 9 more
APN	`07.05.00200`

Property Details

APN / Parcel Number

Primary APN	`07.05.00200`
Alternative APNs	`100252` `102633` `105122`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,540 sqft (3.41 acres)
Garage Type	Mixed
Garage Area	880 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	105122
Street Address	28558 US 2
City	BEMIDJI
State	MN
Zip	56601-6533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-145 RANGE-032 3.41 AC 5-1A PT OF SW1/4 OF SE1/4 FR SE COR W280 PB W380 N396 E380 S396 TO PB EX HWY
Legal Range	32
Legal Township	145
Legal Section	05
Legal Subdivision	HIGHLAND VIEW
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	3
Census Block	3025
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28558 US 2, BEMIDJI, MN 56601-6533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2012	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY BANK
Jul 9, 2008	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Sep 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA
Nov 19, 2025	Warranty Deed, Transfer · Line of Credit DEERWOOD BANK
Nov 19, 2025	Warranty Deed, Transfer ON-SITE TITLE
Nov 19, 2025	Warranty Deed, Transfer ON-SITE TITLE
Dec 1, 2023	Warranty Deed, Transfer
Dec 1, 2023	Contract Sale, Transfer
Feb 8, 2022	Personal Representative Deed, Transfer
Sep 21, 2005	Intrafamily Transfer, Transfer SEGUE TITLE AND R/E SERVICES, SEGUE TITLE & REAL ESTATE SE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	2025443769
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	0000311199
Record Updated	Oct 29, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000361817
Date	Oct 18, 2012
Instrument	A000361817

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2042

Interest

Rate	3.37%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000427987
Date	Dec 28, 2022
Instrument	A000427987

Lender

Name	SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2024

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000333204
Date	Jul 9, 2008
Instrument	A000333204

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 5, 2015

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000311484
Date	Sep 30, 2005
Instrument	A000311484

Lender

Name	SECURITY BANK USA
Type	Bank
Address	BEMIDJI, MN 56601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Nov 19, 2025
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000443769
Instrument Date	Nov 17, 2025
Instrument	A000443769
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	ON-SITE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28558 US 2, BEMIDJI, MN 56601-6533

Mortgage

Document Number	A000443770
Date	Nov 19, 2025
Instrument	A000443770

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Nov 19, 2025
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000443768
Instrument Date	Nov 6, 2025
Instrument	A000443768
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ON-SITE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28558 US 2, BEMIDJI, MN 56601-6533

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Nov 19, 2025
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000443768
Instrument Date	Nov 6, 2025
Instrument	A000443768
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	ON-SITE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28558 US 2, BEMIDJI, MN 56601-6533

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Dec 1, 2023
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000432813
Instrument Date	Nov 30, 2023
Instrument	A000432813
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HUBBARD MN
Recording Date	Dec 1, 2023
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000432816
Instrument Date	Nov 30, 2023
Instrument	A000432816
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HUBBARD MN
Recording Date	Feb 8, 2022
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000422177
Instrument Date	Feb 2, 2022
Instrument	A000422177
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	51344 WHIPPORWILL RD, BEMIDJI, MN 56601-6500

September 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUBBARD MN
Recording Date	Sep 21, 2005
Property Address	28558 US 2, BEMIDJI, MN 56601-6533
Document Number	A000311199
Instrument Date	Aug 16, 2005
Instrument	A000311199
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	SEGUE TITLE AND R/E SERVICES, SEGUE TITLE & REAL ESTATE SE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,668.00 Homeowner's exemption
2025	$1,668.00 (+10.17%) Homeowner's exemption	$229,400 (+11.14%) Land $39,700 Building $189,700	$229,400 (+11.14%) Land $39,700 Building $189,700
2024	$1,514.00 (-45.22%)	$206,400 (+5.63%) Land $36,500 Building $169,900	$206,400 (+5.63%) Land $36,500 Building $169,900
2022	$2,764.00	$195,400 Land $31,700 Building $163,700	$195,400 Land $31,700 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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