28386 US 2, Bemidji, MN 56601 Property Records

Hubbard County property record for 28386 US 2, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1969
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,900 (Nov 2018)
Tax Bill	$1,712 (2026)
Deeds & Mortgages	Aug 2019 Refinance Apr 2020 Mortgage + 4 more
APN	`07.05.03200`

Property Details

APN / Parcel Number

Primary APN	`07.05.03200`
Alternative APN	`55024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	230,868 sqft (5.3 acres)
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	1,600 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Account Number	55024
Street Address	28386 US 2
City	BEMIDJI
State	MN
Zip	56601-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-145 RANGE-032 5.30 AC 5-11A&11B E175 OF SE1/4 O F SW1/4 EX HWY
Legal Range	32
Legal Township	145
Legal Section	05
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	3
Census Block	3025
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28386 US 2, BEMIDJI, MN 56601-6535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND MTG CO DBA ENGLAND LENDI
Apr 6, 2005	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF DEERWOOD
Apr 6, 2005	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Apr 6, 2005 · Amount on Record
Deed Document Number	2018400233
Prior Transfer Date	Apr 1, 2005
Prior Transfer Doc	0000306972
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000404127
Date	Aug 2, 2019
Instrument	A000404127

Lender

Name	JFQ LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000408220
Date	Apr 13, 2020
Instrument	A000408220

Lender

Name	JFQ LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416918
Date	May 21, 2021
Instrument	A000416918

Lender

Name	JFQ LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Nov 16, 2018
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Document Number	A000400233
Instrument Date	Nov 16, 2018
Instrument	A000400233
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28386 US 2, BEMIDJI, MN 56601-6535

Mortgage

Document Number	A000400234
Date	Nov 16, 2018
Instrument	A000400234

Lender

Name	BANK OF ENGLAND MTG CO DBA ENGLAND LENDI

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Apr 6, 2005
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Document Number	A000306973
Instrument Date	Apr 1, 2005
Instrument	A000306973
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$391.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28386 US 2, BEMIDJI, MN 56601-6535

Mortgage

Document Number	A000306974
Date	Apr 6, 2005
Instrument	A000306974

Lender

Name	THE FIRST NATIONAL BANK OF DEERWOOD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

April 2005: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HUBBARD MN
Recording Date	Apr 6, 2005
Property Address	28386 US 2, BEMIDJI, MN 56601-6535
Document Number	A000306972
Instrument Date	Apr 1, 2005
Instrument	A000306972
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28386 US 2, BEMIDJI, MN 56601-6535
Mail Care Of	CHARLES A LAHMAN

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,712.00 Homeowner's exemption
2025	$1,712.00 (-29.02%)	$235,800 (+20.99%) Land $45,800 Building $190,000	$235,800 (+20.99%) Land $45,800 Building $190,000
2022	$2,412.00	$194,900 Land $37,000 Building $157,900	$194,900 Land $37,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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