28474 US 2, Bemidji, MN 56601 Property Records

Hubbard County property record for 28474 US 2, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1967
Lot Size	3.96 acres (172,498 sqft)
Owner	2 Company Names on File
Tax Bill	$2,926 (2026)
Deeds & Mortgages	May 2005 Mortgage Sep 2006 Mortgage + 2 more
APN	`07.05.00400`

Property Details

APN / Parcel Number

Primary APN	`07.05.00400`
Alternative APN	`42884`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asbestos
Lot Area	172,498 sqft (3.96 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	112 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Account Number	42884
Street Address	28474 US 2
City	BEMIDJI
State	MN
Zip	56601-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-145 RANGE-032 3.96 AC 5-1C PT OF SW1/4 OF SE1/4 FR SE COR W660 PB W440 N396 E440 S396 TO PB EX HWY
Legal Range	32
Legal Township	145
Legal Section	05
Jurisdiction	HUBBARD MN
Township / Civil Division	FARDEN
Census Block Group	3
Census Block	3025
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	28472 US 2, BEMIDJI, MN 56601-6534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 18, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Sep 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Mar 24, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF BEMIDJI
Jan 13, 2010	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2009
Transfer Doc	0000344165
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28474 US 2, BEMIDJI, MN 56601-6534
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000307929
Date	May 18, 2005
Instrument	A000307929

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 5, 2010

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28474 US 2, BEMIDJI, MN 56601-6534
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000319686
Date	Sep 21, 2006
Instrument	A000319686

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Sep 5, 2014

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	28474 US 2, BEMIDJI, MN 56601-6534
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000306705
Date	Mar 24, 2005
Instrument	A000306705

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2015

Interest

Rate Type	Fixed Rate
Rate	5.5%
Type Change Date	Mar 20, 2006
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

January 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARD MN
Recording Date	Jan 13, 2010
Property Address	28474 US 2, BEMIDJI, MN 56601-6534
Document Number	A000344165
Instrument Date	Dec 16, 2009
Instrument	A000344165
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28472 US 2, BEMIDJI, MN 56601-6534

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Farden Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 Homeowner's exemption
2025	$2,926.00	$378,200 Land $69,700 Building $308,500	$378,200 Land $69,700 Building $308,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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