Baldwin County property record for 28558 Harbor Ct, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,487 sqft · built 1999 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,787 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.042 |
| Primary APN | 62-07-26-0-000-040.042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,487 sqft Heated Area |
| 1st Floor Area | 1,658 sqft |
| Upper Floors Area | 829 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 314 ft deep x 70 ft wide |
| View / Lot | Waterfront / Beach |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 168172 |
|---|---|
| Street Address | 28558 HARBOR CT |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70'(S) X 314.6' IRR LOT 3 JOSEPHINE HARBOR SUB SLIDE 1706-BMS90 PG1042 SEC 26-T8S-R5E (WD SURVIVORSHIP) |
| Legal Subdivision | JOSEPHINE HARBOR SUB |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
Source: Baldwin County records · APN 62-07-26-0-000-040.042
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3664 DAUPHIN ST, MOBILE, AL 36608-1211 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,787.00 (+3.45%) | $99,560 (+3.45%) Land $41,440 Building $58,120 | $1,001,600 (+4.08%) Land $416,900 Building $584,700 |
| 2023 | $2,694.00 (+19.89%) | $96,240 (+19.91%) | $962,300 (+19.9%) Land $351,400 Building $610,900 |
| 2022 | $2,247.00 (+40.53%) | $80,260 | $802,600 Land $334,200 Building $468,400 |
| 2021 | $1,599.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030116014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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