Baldwin County property record for 28500 Harbor Ct, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 2000 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $912,500 (Aug 2024) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.047 |
| Primary APN | 62-07-26-0-000-040.047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Heated Area |
| 1st Floor Area | 1,950 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 300 ft deep x 60 ft wide |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 550956 |
|---|---|
| Street Address | 28500 HARBOR CT |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 JOSEPHINE HARBOR SUB SLIDE 1706-B |
| Legal Subdivision | JOSEPHINE HARBOR SUB |
| Legal Lot Number | 8 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
28500 Harbor Ct is owned by an individual who bought it in August 2024.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 713 SELMA AVE, SELMA, AL 36701-4647 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Deed Document Number | 20242139905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28500 HARBOR CT, ELBERTA, AL 36530-5715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001900692 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 1900692 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 28500 Harbor Ct was $2,340, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 (+7%) | ||
| 2025 | $2,187.00 | $78,120 Land $37,300 Building $40,820 | $781,000 Land $372,900 Building $408,100 |
| 2023 | $2,055.00 (+19.34%) Homeowner's exemption | $75,000 (+18.78%) | $749,800 (+18.77%) Land $314,300 Building $435,500 |
| 2022 | $1,722.00 (+30.16%) Homeowner's exemption | $63,140 | $631,300 Land $299,500 Building $331,800 |
| 2021 | $1,323.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28500 Harbor Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28500 Harbor Ct is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 99.6% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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