Baldwin County property record for 28512 Harbor Ct, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,897 sqft · built 1998 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,077 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.046 |
| Primary APN | 62-07-26-0-000-040.046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,897 sqft Heated Area |
| 1st Floor Area | 1,897 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 327 ft deep x 60 ft wide |
| View / Lot | Waterfront / Beach |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 191817 |
|---|---|
| Street Address | 28512 HARBOR CT |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60'(S) X 327'(S) 303.7'(D) IRR LOT 7 JOSEPHINE HARBOR SUB SLIDE 1706-B MS90 PG1042 SEC 26-T8S-R5E (WD-SURVIVORSHIP) |
| Legal Subdivision | JOSEPHINE HARBOR SUB |
| Legal Lot Number | 7 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 TURNOUT LN, MOBILE, AL 36608-2319 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,077.00 (+5.32%) | $74,200 (+5.34%) Land $37,120 Building $37,080 | $745,300 (+5.84%) Land $372,900 Building $372,400 |
| 2023 | $1,972.00 (+17.66%) | $70,440 (+17.67%) | $704,200 (+17.68%) Land $314,300 Building $389,900 |
| 2022 | $1,676.00 (+50.18%) | $59,860 | $598,400 Land $299,500 Building $298,900 |
| 2021 | $1,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 99.6% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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