2855 N 10th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2855 N 10th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2000
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$3,385 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085620-0080`

Property Details

APN / Parcel Number

Primary APN	`085620-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,454 sqft
1st Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	90 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2855 N 10TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HGTS LOT 8 BLK 10 OR5275/823
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	10
Legal Lot Number	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

Source: St. Johns County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit ROBERT R JR THOUSAND
Jan 9, 2018	Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	202159377
Deed Book / Page	5275 / 823
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0026420956
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 26, 2021
Property Address	2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Document Number	0052750823
Book / Page	5275 / 823
Map Reference	MB 3 PG 73
Instrument Date	May 21, 2021
Instrument	2021059377
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1645 LIGHTSEY RD, ST AUGUSTINE, FL 32084-8259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 59, SCITUATE, MA 02066-0059

Mortgage

Document Number	0005275825
Date	May 26, 2021
Instrument	5275/825

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Document Number	0047190795
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2855 N 10TH ST ST AUGUSTINE FL 320841871, ST AUGUSTINE, FL 32084-1871

Mortgage

Document Number	0047190795
Date	May 3, 2019
Book Page	004719/000795
Instrument	30739

Lender

Name	ROBERT R JR THOUSAND
Address	124 INLET DR, ST AUGUSTINE, FL 32080-3881

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 2, 2024

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 9, 2018
Property Address	2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Document Number	0044881018
Book / Page	4488 / 1018
Map Reference	MB3 PG73
Instrument Date	Dec 29, 2017
Instrument	2018001866
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WATSON TITLE SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4850 WOLFE SR ST, 4850, SAINT AUGUSTINE, FL 32092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2855 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871

Mortgage

Document Number	2018001867
Date	Jan 9, 2018
Instrument	2018001867

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,449 (+3.05%) Land $52,200 Building $180,249	$232,449 (+3.05%) Land $52,200 Building $180,249
2025	$3,385.00 (+16.16%)	$225,580 (+6.85%)	$225,580 (+6.85%) Land $52,200 Building $173,380
2024	$2,914.00 (+0.45%)	$211,111 (+1.68%)	$211,111 (+1.68%) Land $50,460 Building $160,651
2023	$2,901.00 (-5.41%)	$207,631 (-5.72%)	$207,631 (-5.72%) Land $46,980 Building $160,651
2022	$3,067.00	$220,239	$220,239 Land $38,976 Building $181,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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