2854 N 10th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2854 N 10th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2021)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085610-0220`

Property Details

APN / Parcel Number

Primary APN	`085610-0220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	681 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2854 N 10TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMHS
Legal Description	3-73 PONCE DE LEON HGTS LOT 22 BLK 9 OR5239/439
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	9
Legal Lot Number	22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2854 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	202142433
Deed Book / Page	5239 / 439
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0042791438
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2021
Property Address	2854 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Document Number	0052390439
Book / Page	5239 / 439
Map Reference	MB 3 PG 73
Instrument Date	Apr 5, 2021
Instrument	2021042433
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 S HOLMES BLVD, SAINT AUGUSTINE, FL 32084-8349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870

Mortgage

Document Number	0005239441
Date	Apr 16, 2021
Instrument	5239/441

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 22, 2018
Property Address	2854 N 10TH ST, SAINT AUGUSTINE, FL 32084-1870
Document Number	0045671746
Book / Page	4567 / 1746
Map Reference	MB3 PG73
Instrument Date	Jun 15, 2018
Instrument	2018044116
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	OLDE TOWNE TITLE GROP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 CRABAPPLE LN, 1501, ROCKY MOUNT, NC 27804-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2854 N 10TH ST # MN, MN, SAINT AUGUSTINE, FL 32084-1870

Mortgage

Document Number	2018044117
Date	Jun 22, 2018
Instrument	2018044117

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,456 (+2.7%)	$220,325 (+3.6%) Land $37,500 Building $182,825
2025	$2,554.00 (+13.97%) Homeowner's exemption	$202,976 (+2.9%)	$212,672 (+7.82%) Land $37,500 Building $175,172
2024	$2,241.00 (-0.84%) Homeowner's exemption	$197,256 (+0.28%)	$197,256 (+0.28%) Land $36,250 Building $161,006
2023	$2,260.00 (-7.94%) Homeowner's exemption	$196,696 (-7.2%)	$196,696 (-7.2%) Land $33,750 Building $162,946
2022	$2,455.00 Homeowner's exemption	$211,951	$211,951 Land $28,000 Building $183,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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