2845 N 10th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2845 N 10th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2015
Lot Size	0.71 acres (30,927 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Sep 2020)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085610-0160`

Property Details

APN / Parcel Number

Primary APN	`085610-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,927 sqft (0.71 acres)
Lot Dimensions	270 ft deep x 140 ft wide
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2845 N 10TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-73 PONCE DE LEON HGTS LOT 16 BLK 9 & LOT 6 (EX S 15 FT) & LOT 7 BLK 10 & 10TH ST LYING BETWEEN BLK 9 & 10 TO N LINE OF LT 3 BLK 10 EXTENDED E (EX N500FT) & ALL GL 5 LYING W OF BLK 10 NOT PLATTED OR5041/873
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	PONCE DE LEON HEIGHTS UNIT 1
Legal Block	9,10
Legal Lot Number	16
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2845 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Quit Claim Deed, Transfer LAND TITLE/AMERICA INC
Sep 14, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	202078125
Deed Book / Page	5041 / 873
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0050410872
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2020
Property Address	2845 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Document Number	0050410872
Book / Page	005041 / 000872
Instrument Date	Sep 10, 2020
Instrument	78124
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	LAND TITLE/AMERICA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 N 10TH ST ST AUGUSTINE FL 320841871, ST AUGUSTINE, FL 32084-1871

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2020
Property Address	2845 N 10TH ST, SAINT AUGUSTINE, FL 32084-1871
Document Number	0050410873
Book / Page	5041 / 873
Map Reference	MB 3 PG 73
Instrument Date	Sep 3, 2020
Instrument	2020078125
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2830 N 10TH ST, 2830, SAINT AUGUSTINE, FL 32084-1870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 NORTH TENTH STREET, BRANFORD, FL 32008

Mortgage

Document Number	5041875
Date	Sep 14, 2020
Instrument	5041/875

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,665 (+2.7%)	$410,210 (+6.54%) Land $111,075 Building $299,135
2025	$4,796.00 (+12.29%) Homeowner's exemption	$368,710 (+2.9%)	$385,028 (+7.45%) Land $111,075 Building $273,953
2024	$4,271.00 (+0.23%) Homeowner's exemption	$358,319 (+1.33%)	$358,319 (+1.33%) Land $107,440 Building $250,879
2023	$4,261.00 (+0.59%) Homeowner's exemption	$353,623 (+0.9%)	$353,623 (+0.9%) Land $100,170 Building $253,453
2022	$4,236.00 Homeowner's exemption	$350,459	$350,459 Land $64,024 Building $286,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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