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2851 Cottingham St, Oceanside, CA 92054 Property Records

San Diego County property record for 2851 Cottingham St, Oceanside, CA 92054 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,174 sqft · built 1980
Lot Size0.128 acres (5,590 sqft)
Owner2 Company Names on File
Tax Bill$2,893 (2025)
Deeds & MortgagesSep 2018 Transfer
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN146-280-16-00

Property Details

APN / Parcel Number

Primary APN146-280-16-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,174 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area5,590 sqft (0.128 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2851 COTTINGHAM ST
CityOCEANSIDE
StateCA
Zip92054-3734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 TR 007985
Legal SubdivisionMESA PINES
Legal Tract007985
Legal Block1
Legal Lot Number16
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18510

Owner

Source: San Diego County records · APN 146-280-16-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1151 W 10TH ST, SANTA ANA, CA 92703-2219
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2018Affidavit of Death, Transfer
Sep 04, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 20, 2018
Transfer Doc0000363752
Record UpdatedSep 20, 2026

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 04, 2018
Property Address2851 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Document Number0000363751
Instrument DateAug 20, 2018
Instrument363751
Transaction TypeTransfer
Record UpdatedSep 11, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1151 W 10TH ST SANTA ANA CA 927032219, SANTA ANA, CA 92703-2219

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 04, 2018
Property Address2851 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Document Number0000363752
Instrument DateAug 20, 2018
Instrument363752
Transaction TypeTransfer
Record UpdatedSep 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1151 W 10TH ST SANTA ANA CA 927032219, SANTA ANA, CA 92703-2219

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$259,305 (+2%) Land $86,462 Building $172,843
2025$2,893.00 (+5.2%)$254,221 (+4.04%) Land $84,767 Building $169,454
2023$2,750.00 (+1.51%)$244,351 Land $81,476 Building $162,875
2022$2,709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (1978–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimFeb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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