San Diego County property record for 2845 Cottingham St, Oceanside, CA 92054 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,094 sqft Living Area |
| Lot Size | 5,290 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,100,000 (2025) |
| Tax Bill | $6,204.00 (2025) |
| Primary APN | 146-280-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,094 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 5,290 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 2845 COTTINGHAM ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TR 007985 |
| Legal Subdivision | MESA PINES |
| Legal Tract | 007985 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-280-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2845 COTTINGHAM ST, OCEANSIDE, CA 92054-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 24, 2025 | Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 08, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Mar 28, 2025 · Amount on Record |
| Deed Doc Number | 2025265992 |
| Prior Transfer Date | Feb 02, 2023 |
| Prior Transfer Doc | 0000031865 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2025 |
| Property Address | 2845 COTTINGHAM ST, OCEANSIDE, CA 92054-3734 |
| Document Number | 0000265992 |
| Map Reference | MAP 7985 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025-0265992 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2845 COTTINGHAM ST, OCEANSIDE, CA 92054-3734 |
| Investor | Possibly a Property Investor |
| Document Number | 0000265993 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0265993 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 08, 2023 |
| Property Address | 2845 COTTINGHAM ST, OCEANSIDE, CA 92054-3734 |
| Document Number | 0000031865 |
| Map Reference | MAP 7985 |
| Instrument Date | Feb 02, 2023 |
| Instrument | 2023-0031865 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2845 COTTINGHAM ST, OCEANSIDE, CA 92054-3734 |
| Document Number | 0000031866 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 2023-0031866 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,099,900 (+99.8%) Land $833,258 Building $266,642 | |
| 2025 | $6,204.00 (+113.64%) | $550,501 (+113.16%) Land $351,339 Building $199,162 |
| 2023 | $2,904.00 (+1.54%) | $258,253 Land $25,395 Building $232,858 |
| 2022 | $2,860.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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