28523 Mountain Meadow Rd, Escondido, CA 92026 Property Records

San Diego County property record for 28523 Mountain Meadow Rd, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,409 sqft · built 1974
Lot Size	1.06 acres (46,609 sqft)
Owner	Company Name on Record
Last Sale	$1,390,000 (Oct 2021)
Tax Bill	$17,944 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`185-090-84-00`

Property Details

APN / Parcel Number

Primary APN	`185-090-84-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,409 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	46,609 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	28523 MOUNTAIN MEADOW RD
City	ESCONDIDO
State	CA
Zip	92026-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 (EX DOC14-0180743) TR PM05358
Legal Subdivision	PARCEL MAP NO 5358
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	4
Census Block	4014
Census Tract	19105

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 4, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	2021692837
Last Transfer Date	Oct 12, 2021
Transfer Doc	0000727556
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910

Mortgage

Document Number	0000246823
Date	Jun 13, 2022
Instrument	2022-0246823

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2021
Property Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Document Number	0000727556
Map Reference	DOC 1998-0375292
Instrument Date	Oct 12, 2021
Instrument	2021-0727556
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2021
Property Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Document Number	0000692837
Map Reference	FILE 76-403804
Instrument Date	Sep 9, 2021
Instrument	2021-0692837
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910

Mortgage

Document Number	0000692838
Date	Oct 4, 2021
Instrument	2021-0692838

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910

Mortgage

Document Number	0000085743
Date	Feb 4, 2021
Instrument	2021-0085743

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28523 MOUNTAIN MEADOW RD, ESCONDIDO, CA 92026-6910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221952
Date	May 1, 2020
Instrument	2020-0221952

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,504,580 (+2%) Land $541,216 Building $963,364
2025	$17,944.00 (+4.77%) Homeowner's exemption	$1,475,079 (+4.04%) Land $530,604 Building $944,475
2023	$17,127.00 (+1.39%) Homeowner's exemption	$1,417,800 Land $510,000 Building $907,800
2022	$16,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Orion Broadband Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

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