2851 Spotted Eagle Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 2851 Spotted Eagle Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,292 sqft · built 2005
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$389,000 (Feb 2022)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106369-0710`

Property Details

APN / Parcel Number

Primary APN	`106369-0710`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	2,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2851 SPOTTED EAGLE DR
City	JACKSONVILLE
State	FL
Zip	32226-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-91 23-1N-27E .31 EAGLES HAMMOCK UNIT 1 LOT 118
Legal Range	27E
Legal Township	01N
Legal Section	23
Legal Subdivision	EAGLES HAMMOCK UNIT 1
Legal Lot Number	118
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1001
Census Tract	10106

Owner

2851 Spotted Eagle Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2851 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Oct 30, 2019 · Amount on File
Deed Document Number	202238518
Deed Book / Page	20139 / 1603
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0189851870
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 8, 2022
Property Address	2851 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Document Number	0201391603
Book / Page	20139 / 1603
Map Reference	MB 56 PG 91
Instrument Date	Feb 4, 2022
Instrument	2022038518
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 MILL STREAM RD, 756, PONTE VEDRA BEACH, FL 32082-4145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2851 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892

Mortgage

Document Number	0201391604
Date	Feb 8, 2022
Instrument	20139/1604

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 30, 2019
Property Address	2851 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Document Number	0189851870
Book / Page	18985 / 1870
Map Reference	MB 56 PG 91
Instrument Date	Oct 24, 2019
Instrument	2019250295
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$604.10
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 MILL STREAM RD, PONTE VEDRA BEACH, FL 32082-4145

Mortgage

Document Number	0189851871
Date	Oct 30, 2019
Instrument	18985/1871

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2851 Spotted Eagle Dr was $5,299 with a homeowner's exemption, up 6.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,288 (-1.98%) Land $85,000 Building $228,288	$313,288 (-2.86%) Land $85,000 Building $228,288
2025	$5,299.00 (+6.88%) Homeowner's exemption	$319,619	$322,504 Land $80,000 Building $242,504
2024	$4,958.00 (-4.53%)
2023	$5,193.00 (+15.22%) Homeowner's exemption	$319,480 (+15.36%) Land $75,000 Building $244,480	$319,480 (+15.36%) Land $75,000 Building $244,480
2022	$4,507.00	$276,940 Land $65,000 Building $211,940	$276,940 Land $65,000 Building $211,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2851 Spotted Eagle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2851 Spotted Eagle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: IQ Fiber, Verizon.

Nearby Properties on Spotted Eagle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures