2846 Spotted Eagle Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 2846 Spotted Eagle Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,922 sqft · built 2005
Lot Size	0.166 acres (7,219 sqft)
Owner	2 Individual Names on File
Last Sale	$381,000 (Dec 2022)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106369-0645`

Property Details

APN / Parcel Number

Primary APN	`106369-0645`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,922 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,219 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2846 SPOTTED EAGLE DR
City	JACKSONVILLE
State	FL
Zip	32226-5865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-91 23-1N-27E .17 EAGLES HAMMOCK UNIT 1 LOT 105
Legal Range	27E
Legal Township	01N
Legal Section	23
Legal Subdivision	EAGLES HAMMOCK UNIT 1
Legal Lot Number	105
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1001
Census Tract	10106

Owner

2846 Spotted Eagle Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2022296161
Deed Book / Page	20516 / 772
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	0177812217
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 5, 2022
Property Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865
Document Number	0205160772
Book / Page	20516 / 772
Map Reference	MB 56 PG 91&91A-91H
Instrument Date	Nov 22, 2022
Instrument	2022296161
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,667.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 SOFTWOOD CIR, FORT WORTH, TX 76244-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865

Mortgage

Document Number	0020516774
Date	Dec 5, 2022
Instrument	20516/774

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2062

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 4, 2020
Property Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865
Document Number	0194382083
Book / Page	19438 / 2083
Map Reference	MB 56 PG 91&91A-91H
Instrument Date	Oct 27, 2020
Instrument	2020245366
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 OVINGTON RD S, 1016, JACKSONVILLE, FL 32216-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865

Mortgage

Document Number	0194382085
Date	Nov 4, 2020
Instrument	19438/2085

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2846 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5865
Document Number	0191321272
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2846 SPOTTED EAGLE DR JACKSONVILLE FL 322265865, JACKSONVILLE, FL 32226-5865

Mortgage

Document Number	0191321272
Date	Mar 9, 2020
Book Page	019132/001272
Instrument	54997

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2846 Spotted Eagle Dr was $4,777 with a homeowner's exemption, up 6.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,980 (-0.77%) Land $87,416 Building $200,564	$287,980 (-2.53%) Land $87,416 Building $200,564
2025	$4,777.00 (+6.23%) Homeowner's exemption	$290,211	$295,460 Land $80,000 Building $215,460
2024	$4,497.00 (-4.46%)
2023	$4,707.00 (+13.2%) Homeowner's exemption	$292,424 (+15.31%) Land $75,000 Building $217,424	$292,424 (+15.31%) Land $75,000 Building $217,424
2022	$4,158.00	$253,591 Land $65,000 Building $188,591	$253,591 Land $65,000 Building $188,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2846 Spotted Eagle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2846 Spotted Eagle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: IQ Fiber, Verizon.

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