2845 Spotted Eagle Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 2845 Spotted Eagle Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,229 sqft · built 2005
Lot Size	0.589 acres (25,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,500 (Aug 2022)
Tax Bill	$366 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106369-0705`

Property Details

APN / Parcel Number

Primary APN	`106369-0705`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	2,151 sqft
Sunroom	Sunroom
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,668 sqft (0.589 acres)
Lot Dimensions	90 ft deep x 80 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2845 SPOTTED EAGLE DR
City	JACKSONVILLE
State	FL
Zip	32226-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-91 23-1N-27E .59 EAGLES HAMMOCK UNIT 1 LOT 117
Legal Range	27E
Legal Township	01N
Legal Section	23
Legal Subdivision	EAGLES HAMMOCK UNIT 1
Legal Lot Number	117
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1001
Census Tract	10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2845 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 2, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	2022208599
Deed Book / Page	20393 / 723
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 10, 2022
Property Address	2845 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Document Number	0203930723
Book / Page	20393 / 723
Map Reference	MB 56 PG 91&91A-91H
Instrument Date	Aug 8, 2022
Instrument	2022208599
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86477 MELODY LN, 86477, YULEE, FL 32097-0069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892

Mortgage

Document Number	0020393725
Date	Aug 10, 2022
Instrument	20393/725

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2845 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892

Mortgage

Document Number	0195681233
Date	Feb 2, 2021
Book Page	19568/1233
Instrument	2021029362

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,547 (-1.57%) Land $112,575 Building $215,972	$328,547 (-2.53%) Land $112,575 Building $215,972
2025	$366.00 (-92.91%) Homeowner's exemption Veteran's exemption Widower's exemption	$333,803 (-1.52%)	$337,080 (-0.56%) Land $80,000 Building $257,080
2024	$5,165.00 (-5.28%)
2023	$5,453.00 (+124.96%) Homeowner's exemption Veteran's exemption	$338,972 (+90.48%) Land $75,000 Building $263,972	$338,972 (+20.16%) Land $75,000 Building $263,972
2022	$2,424.00 Homeowner's exemption Veteran's exemption	$177,956	$282,109 Land $65,000 Building $217,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: IQ Fiber, Verizon.

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