2851 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 2851 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,050 sqft
Owner	Individual Name on Record
Last Sale	$179,900 (Jun 2022)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B015-0003-0008`

Property Details

APN / Parcel Number

Primary APN	`B015-0003-0008`
Alternative APNs	`109235` `146589` `76766`

Interior

Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	76766
Street Address	2851 SCAFFOLD CANE RD
City	BEREA
State	KY
Zip	40403-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1010
Census Tract	11301

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2851 SCAFFOLD CANE RD, BEREA, KY 40403-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 6, 2021	Deed, Transfer · Line of Credit FIRST SOUTHERN NATIONAL BANK
Oct 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	2014096158
Deed Book / Page	D824 / 604
Record Updated	Jun 8, 2026

June 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 15, 2022
Property Address	2851 SCAFFOLD CANE RD, BEREA, KY 40403-9221
Document Number	00D824/604
Book / Page	D824 / 604
Instrument Date	Jun 10, 2022
Instrument	2014096158
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1894, PAINT LICK, KY 40461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2851 SCAFFOLD CANE RD, BEREA, KY 40403-9221

Mortgage

Document Number	2014096161
Date	Jun 15, 2022
Instrument	2014096161

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 6, 2021
Property Address	2851 SCAFFOLD CANE RD, BEREA, KY 40403-9221
Document Number	00D812/444
Book / Page	D812 / 444
Instrument Date	Oct 6, 2021
Instrument	2014056935
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1894, RICHMOND, KY 40476-1894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894, RICHMOND, KY 40476-1894
Investor	Possibly a Property Investor

Mortgage

Document Number	2014056938
Date	Oct 6, 2021
Instrument	2014056938

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2022

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 6, 2021
Property Address	2851 SCAFFOLD CANE RD, BEREA, KY 40403-9221
Document Number	00D812/441
Book / Page	D812 / 441
Instrument Date	Oct 6, 2021
Instrument	2014056933
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 KINDRED LN, BEREA, KY 40403-9249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1894, RICHMOND, KY 40476-1894

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (-4.79%) Homeowner's exemption	$179,900 (-)	$179,900 (-)
2023	$1,295.00 Homeowner's exemption	$179,900	$179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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