2791 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 2791 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,060 sqft
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Jul 2020)
Tax Bill	$980 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B015-0003-0006-A`

Property Details

APN / Parcel Number

Primary APN	`B015-0003-0006-A`
Alternative APNs	`108675` `146021` `76176`

Interior

Stories	1 Story
Building Area	1,060 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Location & Zoning

Account Number	76176
Street Address	2791 SCAFFOLD CANE RD
City	BEREA
State	KY
Zip	40403-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B (1.28 ACRES)
Legal Tract	B
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1010
Census Tract	11301

Owner

2791 Scaffold Cane Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Madison County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 21, 2020	Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Feb 22, 2019	Special Warranty Deed, Transfer BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE
Dec 12, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	202014016125
Deed Book / Page	790 / 781
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288

Mortgage

Document Number	0M2243/637
Date	Jun 30, 2023
Book Page	M2243/637
Instrument	2014153972

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Aug 1, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 21, 2020
Property Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288
Document Number	D00790/781
Book / Page	D00790 / 781
Map Reference	MB 12 PG 191
Instrument Date	Jul 10, 2020
Instrument	2014016125
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 OPOSSUM KINGDOM RD, 439, BEREA, KY 40403-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288

Mortgage

Document Number	2014016126
Date	Jul 21, 2020
Instrument	2014016126

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 22, 2019
Property Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288
Document Number	D00770/215
Book / Page	D00770 / 215
Map Reference	MB 12 PG 191
Instrument Date	Feb 15, 2019
Instrument	2013988684
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BRIGHTLINE TITLE LLC, BRIGHTLINE TITLE

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA STREET, 4801, COLUMBUS, OH 43201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 OPOSSUM KINGDOM RD, BEREA, KY 40403-9512

December 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Dec 12, 2018
Property Address	2791 SCAFFOLD CANE RD, BEREA, KY 40403-9288
Document Number	D00767/787
Book / Page	D00767 / 787
Map Reference	MB12 PG191
Instrument Date	May 3, 2018
Instrument	2013985913
Transaction Type	Foreclosure
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2025 property tax bill for 2791 Scaffold Cane Rd was $980.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00	$104,000	$104,000
2023	$872.00	$89,900	$89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2791 Scaffold Cane Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2791 Scaffold Cane Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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