2914 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 2914 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,484 sqft
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$1,169 (2025)
Deeds & MortgagesSep 2023 Mortgage
Apr 2022 Transfer
Flood ZoneZone X (minimal risk)
APNB015-0004-0009

Property Details

APN / Parcel Number

Primary APNB015-0004-0009
Alternative APNs
  • 113101
  • 76210
  • 42300

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,484 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number42300
Street Address2914 SCAFFOLD CANE RD
CityBEREA
StateKY
Zip40403-2228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.50 ACRES
Legal SubdivisionSCAFFOLD
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2008
Census Tract11102

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address210 KINDRED LN, BEREA, KY 40403-9246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Apr 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 14, 2022
Transfer Doc00D821/552
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address2914 SCAFFOLD CANE RD, BEREA, KY 40403-2228
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 KINDRED LN, BEREA, KY 40403-9246

Mortgage

Document Number0M2261/740
DateSep 29, 2023
Book PageM2261/740
Instrument2014169669
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 26, 2033
Interest
Rate TypeAdjustable Rate

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON KY
Recording DateApr 14, 2022
Property Address2914 SCAFFOLD CANE RD, BEREA, KY 40403-2228
Document Number00D821/552
Book / PageD821 / 552
Instrument DateNov 23, 2021
Instrument2014086556
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address661 OWSLEY FORK RD, BEREA, KY 40403-9665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address66 OWSLEY FORK ROAD, BEREA, KY

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,169.00 (+141.03%) Additional exemption filed$124,000 (+148%)$124,000 (+148%)
2023$485.00$50,000$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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