Kane County property record for 2851 Colonial Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,482 sqft · built 1994 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (May 2020) |
| Tax Bill | $8,001 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Nov 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-179-002 |
| Primary APN | 06-17-179-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,223 sqft |
| Basement Area | 741 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 2851 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 34 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 851904 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2851 COLONIAL DR, ELGIN, IL 60124-8041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Grant Deed, Transfer · Conventional with PMI MDE HM LNS |
| Nov 12, 2019 | Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2019 |
| Deed Document Number | 202026855 |
| Prior Transfer Date | Apr 27, 2005 |
| Prior Transfer Doc | 0000047093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 26, 2020 |
| Property Address | 2851 COLONIAL DR, ELGIN, IL 60124-8041 |
| Document Number | 0000026855 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 26855 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | SOLIDIFI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2851 COLONIAL DR ELGIN IL 601248041, ELGIN, IL 60124-8041 |
| Document Number | 26856 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 26856 |
| Name | MDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 12, 2019 |
| Property Address | 2851 COLONIAL DR, ELGIN, IL 60124-8041 |
| Document Number | 0000054686 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 54686 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 21, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 75 BEATTIE PL #300 GREENVILLE SC 296012138, 300, GREENVILLE, SC 29601-2138 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,001.00 (+7.64%) Homeowner's exemption | $110,168 (+8.57%) Land $30,744 Building $79,424 | $330,636 (+8.57%) Land $92,269 Building $238,367 |
| 2024 | $101,472 (+21.39%) Land $28,317 Building $73,155 | $304,538 (+21.44%) Land $84,985 Building $219,553 | |
| 2022 | $7,433.00 (+3.58%) Homeowner's exemption | $83,589 (+6.96%) Land $23,326 Building $60,263 | $250,767 (+6.96%) Land $69,978 Building $180,789 |
| 2021 | $7,176.00 Homeowner's exemption | $78,150 Land $21,808 Building $56,342 | $234,450 Land $65,424 Building $169,026 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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