Kane County property record for 2838 Colonial Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,018 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2024) |
| Tax Bill | $9,465 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-178-006 |
| Primary APN | 06-17-178-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,996 sqft |
| Basement Area | 978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 2838 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 67 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 67 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 851904 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1612 SANDCASTLE LN, PINGREE GROVE, IL 60140-2055 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Apr 9, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 12, 2017 | Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on Record |
| Deed Sale | Nov 22, 2024 · Amount on Record |
| Prior Sale | Apr 9, 2020 |
| Deed Document Number | 202443449 |
| Prior Transfer Date | Feb 7, 2020 |
| Prior Transfer Doc | 0000017731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2838 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075853 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020K075853 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 9, 2020 |
| Property Address | 2838 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000017731 |
| Map Reference | DOC 92K86851 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2020K017731 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2838 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000017732 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020K017732 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 12, 2017 |
| Property Address | 2838 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000053657 |
| Map Reference | DOC92K86851 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 2017K053657 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 205 ATWELL ST, ELGIN, IL 60124-8496 |
| Document Number | 0000053658 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017K053658 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,465.00 (+7.65%) | $128,864 (+8.57%) Land $30,744 Building $98,120 | $386,747 (+8.57%) Land $92,269 Building $294,478 |
| 2024 | $118,692 (+21.39%) Land $28,317 Building $90,375 | $356,218 (+21.44%) Land $84,985 Building $271,233 | |
| 2022 | $8,792.00 (+3.5%) Homeowner's exemption | $97,774 (+6.96%) Land $23,326 Building $74,448 | $293,322 (+6.96%) Land $69,978 Building $223,344 |
| 2021 | $8,495.00 Homeowner's exemption | $91,412 Land $21,808 Building $69,604 | $274,236 Land $65,424 Building $208,812 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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