Kane County property record for 2844 Colonial Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,726 sqft · built 1993 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Jun 2018) |
| Tax Bill | $8,631 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-178-004 |
| Primary APN | 06-17-178-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,467 sqft |
| Basement Area | 741 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 2844 COLONIAL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANDALL RIDGE UNIT 3 LOT 65 |
| Legal Subdivision | RANDALL RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 65 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-17-178-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2844 COLONIAL DR, ELGIN, IL 60124-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jan 31, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 25, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 201830169 |
| Prior Transfer Date | Sep 06, 2012 |
| Prior Transfer Doc | 0000003911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2844 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024364 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021K024364 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Change Frequency | 2 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2844 COLONIAL DR, ELGIN, IL 60124-8040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005030 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 2018K005030 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 25, 2018 |
| Property Address | 2844 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000030169 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018K030169 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2844 COLONIAL DR, ELGIN, IL 60124-8040 |
| Document Number | 0000030170 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018K030170 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Number | 0000030171 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018K030171 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,631.00 (+7.66%) Homeowner's exemption | ||
| 2024 | $108,879 (+21.39%) Land $28,317 Building $80,562 | $326,768 (+21.44%) Land $84,985 Building $241,783 | |
| 2022 | $8,017.00 (+3.53%) Homeowner's exemption | $89,691 (+6.96%) Land $23,326 Building $66,365 | $269,073 (+6.96%) Land $69,978 Building $199,095 |
| 2021 | $7,744.00 Homeowner's exemption | $83,855 Land $21,808 Building $62,047 | $251,565 Land $65,424 Building $186,141 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 315 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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