2850 Sand Pine St, Clermont, FL 34714 Property Records

Lake County property record for 2850 Sand Pine St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,033 sqft · built 2001
Lot Size	0.29 acres (12,661 sqft)
Owner	2 Owner Names on Record
Last Sale	$207,000 (Jul 2001)
Tax Bill	$3,106 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-1500-000-09600`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-1500-000-09600`
Alternative APN	`3796182`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	2,033 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,661 sqft (0.29 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	390 sqft
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3796182
Street Address	2850 SAND PINE ST
City	CLERMONT
State	FL
Zip	34714-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE TREE PHASE I SUB LOT 96 PB 43 PGS 72-75 ORB 1968 PG 1840
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	ORANGE TREE
Legal Phase	1
Legal Tract	1500
Legal Lot Number	96
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2057
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2001 · Amount on Record
Deed Sale	Jul 3, 2001 · Amount on Record
Deed Document Number	0196801840
Deed Book / Page	01968 / 01840
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918

Mortgage

Document Number	0058901250
Date	Feb 4, 2022
Book Page	5890/1250
Instrument	2022016428

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918

Mortgage

Document Number	0060651303
Date	Dec 13, 2022
Book Page	6065/1303
Instrument	2022159551

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 18, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051301875
Date	Jun 27, 2018
Book Page	5130/1875
Instrument	2018074303

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2850 SAND PINE ST, CLERMONT, FL 34714-4918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053241610
Date	Aug 12, 2019
Book Page	5324/1610
Instrument	2019090347

Lender

Name	PNC BANK NA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,150 (+5.99%) Land $106,663 Building $108,487	$402,445 (+2.14%) Land $106,663 Building $295,782
2024	$3,106.00 (+8.75%)
2023	$2,856.00 (+10.78%) Homeowner's exemption	$203,000 (+3%)	$394,007 (+19.43%) Land $106,663 Building $287,344
2022	$2,578.00 Homeowner's exemption	$197,090	$329,918 Land $74,175 Building $255,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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