2827 Sand Pine St, Clermont, FL 34714 Property Records

Lake County property record for 2827 Sand Pine St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2001
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Sep 2025)
Tax Bill	$4,812 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-1500-000-05300`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-1500-000-05300`
Alternative APN	`3796108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Finished
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	496 sqft
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3796108
Street Address	2827 SAND PINE ST
City	CLERMONT
State	FL
Zip	34714-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE TREE PHASE I SUB LOT 53 PB 43 PGS 72-75 ORB 6022 PG 1347
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	ORANGE TREE
Legal Phase	1
Legal Tract	1500
Legal Lot Number	53
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2019
Census Tract	31314

Owner

2827 Sand Pine St is owned and occupied by an individual who bought it in September 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2827 SAND PINE ST, CLERMONT, FL 34714-4916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	2025120955
Deed Book / Page	6606 / 1037
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 30, 2025
Property Address	2827 SAND PINE ST, CLERMONT, FL 34714-4916
Document Number	0066061037
Book / Page	6606 / 1037
Map Reference	MB 43 PG 72-75
Instrument Date	Sep 25, 2025
Instrument	2025120955
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, TRUE TITLE OF CENTRAL FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8036 SW 78TH TERRACE RD, OCALA, FL 34476-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SAND PINE ST, CLERMONT, FL 34714-4916

Mortgage

Document Number	0066061039
Date	Sep 30, 2025
Instrument	6606/1039

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 12, 2022
Property Address	2827 SAND PINE ST, CLERMONT, FL 34714-4916
Document Number	0060221347
Book / Page	6022 / 1347
Map Reference	MB 43 PG 72-75
Instrument Date	Sep 6, 2022
Instrument	2022122541
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13964 S OVERWATCH DR, HERRIMAN, UT 84096-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 SAND PINE ST, CLERMONT, FL 34714-4916

Mortgage

Document Number	0060221348
Date	Sep 12, 2022
Instrument	6022/1348

Lender

Name	ENVISION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,549 (-0.03%) Land $92,750 Building $245,799	$338,549 (-0.03%) Land $92,750 Building $245,799
2024	$4,812.00 (-5.2%) Homeowner's exemption	$338,660 (+2.06%) Land $92,750 Building $245,910	$338,660 (+2.06%) Land $92,750 Building $245,910
2023	$5,076.00 (+30.15%)	$331,818 (+19.54%)	$331,818 (+19.54%) Land $92,750 Building $239,068
2022	$3,900.00	$277,575	$277,575 Land $64,500 Building $213,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2827 Sand Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2827 Sand Pine St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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