2803 Sand Pine St, Clermont, FL 34714 Property Records

Lake County property record for 2803 Sand Pine St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,058 sqft · built 2002
Lot Size	0.222 acres (9,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Jun 2015)
Tax Bill	$3,288 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-24-26-1500-000-05700`

Property Details

APN / Parcel Number

Primary APN	`22-24-26-1500-000-05700`
Alternative APNs	`262422150000005700` `3796112`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	2,058 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,658 sqft (0.222 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Finished/Open Porch
Porch Area	311 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3796112
Street Address	2803 SAND PINE ST
City	CLERMONT
State	FL
Zip	34714-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORANGE TREE PHASE I SUB LOT 57 PB 43 PGS 72-75 ORB 4634 PG 2219
Legal Range	26E
Legal Township	24S
Legal Section	22
Legal Subdivision	ORANGE TREE PHASE I SUB
Legal Tract	1500
Legal Lot Number	57
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2019
Census Tract	31314

Owner

Source: Lake County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jun 15, 2017	Loan Modification, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on Record
Deed Sale	Jun 5, 2015 · Amount on Record
Prior Sale	Sep 4, 2007
Deed Document Number	201561036
Deed Book / Page	4634 / 2219
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0036471388
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 23, 2026
Property Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916
Document Number	0000049539
Book / Page	6725 / 746
Instrument Date	Apr 9, 2026
Instrument	202649539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049539,
Date	Apr 23, 2026
Book Page	6725/746
Instrument	202649539

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Jul 1, 2047

Interest

Rate	6.11%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916

Mortgage

Document Number	0062771890
Date	Jan 31, 2024
Book Page	6277/1890
Instrument	2024011470

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Jul 1, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	2803 SAND PINE ST, CLERMONT, FL 34714-4916
Document Number	0049871354
Book / Page	004987 / 001354
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2803 SAND PINE ST CLERMONT FL 347144916, CLERMONT, FL 34714-4916

Mortgage

Document Number	0049871354
Date	Aug 16, 2017
Book Page	004987/001354
Instrument	88423

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,000 (+2.9%)	$394,782 (-0.03%) Land $102,025 Building $292,757
2025		$229,350 (+5.98%) Land $102,025 Building $127,325	$394,895 (+2.22%) Land $102,025 Building $292,870
2024	$3,288.00 (+8.37%)
2023	$3,034.00 (+10.25%) Homeowner's exemption	$216,400 (+3%)	$386,322 (+19.42%) Land $102,025 Building $284,297
2022	$2,752.00 Homeowner's exemption	$210,100	$323,488 Land $70,950 Building $252,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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