2850 Mediterranean Loop, Tavares, FL 32778 Property Records

Lake County property record for 2850 Mediterranean Loop, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,021 sqft · built 2002
Lot Size	0.244 acres (10,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,895 (May 2018)
Tax Bill	$5,049 (2024)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-20-25-1805-000-25600`

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-25600`
Alternative APNs	`252013180500025600` `3803619`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,021 sqft Living Area
Gross Area	4,963 sqft
1st Floor Area	3,913 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,620 sqft (0.244 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	334 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3803619
Street Address	2850 MEDITERRANEAN LOOP
City	TAVARES
State	FL
Zip	32778-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 256 PB 45 PGS 32-35 ORB 5115 PG 1879
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	TAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract	1805
Legal Lot Number	256
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2041
Census Tract	31002

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2850 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	May 7, 2001 · Amount on Record
Deed Document Number	201861516
Deed Book / Page	5115 / 1879
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0036240420
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 25, 2018
Property Address	2850 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262
Document Number	0051151879
Book / Page	005115 / 001879
Instrument Date	May 16, 2018
Instrument	61516
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	APPLE TITLE LIMITED

Transaction

Amount	Amount Recorded
Tax	$2,582.26
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2850 MEDITERRANEAN LOOP TAVARES FL 327789262, TAVARES, FL 32778-9262

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,350 (+2.9%)	$533,313 (-0.04%) Land $49,400 Building $483,913
2025		$309,380 (+5.98%) Land $49,400 Building $259,980	$533,517 (+17.57%) Land $49,400 Building $484,117
2024	$5,049.00 (+5.21%)
2023	$4,799.00 (+0.71%) Homeowner's exemption	$291,920 (+3%)	$453,781 (+0.04%) Land $49,400 Building $404,381
2022	$4,765.00 Homeowner's exemption	$283,420	$453,577 Land $49,400 Building $404,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30