2840 Mediterranean Loop, Tavares, FL 32778 Property Records

Lake County property record for 2840 Mediterranean Loop, Tavares, FL 32778 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,635 sqft · built 2004
Lot Size0.31 acres (13,489 sqft)
Owner2 Company Names on File
Last Sale$430,000 (Aug 2023)
Tax Bill$2,582 (2024)
Deeds & MortgagesAug 2023 Sale
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-20-25-1805-000-25700

Property Details

APN / Parcel Number

Primary APN13-20-25-1805-000-25700
Alternative APNs
  • 252013180500025700
  • 3803620

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,635 sqft Living Area
Gross Area3,421 sqft
1st Floor Area2,299 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,489 sqft (0.31 acres)
Garage TypeAttached
Garage Area786 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area336 sqft
Deck AreaDeck Area
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3803620
Street Address2840 MEDITERRANEAN LOOP
CityTAVARES
StateFL
Zip32778-9262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAVARES ROYAL HARBOR PHASE 2 SUB LOT 257 PB 45 PGS 32-35 ORB 6185 PG 1498 ORB 6385 PG 1804
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionTAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract1805
Legal Lot Number257
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2041
Census Tract31002

Owner

Source: Lake County records · APN 13-20-25-1805-000-25700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2840 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Warranty Deed, Transfer
WATSON TITLE SERVICES INC
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2023 · Amount on Record
Deed SaleAug 01, 2023 · Amount on Record
Prior SaleMay 01, 2003 · Amount on Record
Deed Document Number202392296
Deed Book / Page6185 / 1498
Last Transfer DateAug 20, 2024
Transfer Doc0063851804
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateAug 01, 2023
Property Address2840 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262
Document Number0061851498
Book / Page6185 / 1498
Map ReferenceMB 52 PG 32-35
Instrument DateJul 19, 2023
Instrument2023092296
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16475 MILLSAPS AVE, GULFPORT, MS 39503-6614

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 MEDILTERRNEAN LOOP, TAVARES, FL 32778

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2840 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262

Mortgage

Document Number0058020579
DateSep 27, 2021
Book Page5802/579
Instrument2021132910
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$184,620 (+2.9%)$355,570 (-) Land $55,328 Building $300,242
2025$179,420 (-2.03%) Land $55,328 Building $124,092$355,570 (+17.33%) Land $55,328 Building $300,242
2024$2,582.00 (-4.76%)
2023$2,711.00 (+1.16%)$183,140 (+3%)$303,048 (-) Land $55,328 Building $247,720
2022$2,680.00 Homeowner's exemption$177,810$303,048 Land $55,328 Building $247,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690310022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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