Lake County property record for 2820 Mediterranean Loop, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,098 sqft · built 2006 |
| Lot Size | 0.195 acres (8,513 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,189 (2024) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-25-1805-000-25900 |
| Primary APN | 13-20-25-1805-000-25900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| 1st Floor Area | 2,098 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,513 sqft (0.195 acres) |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3803622 |
|---|---|
| Street Address | 2820 MEDITERRANEAN LOOP |
| City | TAVARES |
| State | FL |
| Zip | 32778-9262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAVARES ROYAL HARBOR PHASE 2 SUB LOT 259 PB 45 PGS 32-35 ORB 2460 PG 1141 ORB 5998 PG 2137 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 13 |
| Legal Subdivision | ROYAL HARBOR |
| Legal Phase | 2 |
| Legal Tract | 1805 |
| Legal Lot Number | 259 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 31002 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2820 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 |
| Deed Sale | Jul 19, 2022 |
| Deed Document Number | 0059982137 |
| Prior Transfer Date | Dec 2, 2003 |
| Prior Transfer Doc | 0246001141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2820 MEDITERRANEAN LOOP, TAVARES, FL 32778-9262 |
| Document Number | 0053361205 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 2820 MEDITERRANEAN LOOP TAVARES FL 327789262, TAVARES, FL 32778-9262 |
| Document Number | 0053361205 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 005336/001205 |
| Instrument | 99670 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,870 (+5.98%) Land $49,400 Building $114,470 | $320,780 (+17.12%) Land $49,400 Building $271,380 | |
| 2024 | $2,189.00 (+5.9%) | ||
| 2023 | $2,067.00 (-2.64%) Homeowner's exemption Widower's exemption | $154,630 (+3%) | $273,884 (-) Land $49,400 Building $224,484 |
| 2022 | $2,123.00 Homeowner's exemption Widower's exemption | $150,130 | $273,884 Land $49,400 Building $224,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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