285 Watson Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 285 Watson Rd, Rutledge, TN 37861

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,240 sqft · built 2010
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2015)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029058 04407`

Property Details

APN / Parcel Number

Primary APN	`029058 04407`
Alternative APN	`058 04407`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	219,107 sqft (5.03 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	285 WATSON RD
City	RUTLEDGE
State	TN
Zip	37861-4017
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Legal Subdivision	JOHNNY E KERR
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3040
Census Tract	500301

Owner

Source: Grainger County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8320 E WALKER SPRINGS LN, 200, KNOXVILLE, TN 37923-3120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 13, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Nov 8, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Prior Sale	Aug 1, 2007 · Amount on Record
Deed Document Number	20156155
Deed Book / Page	352 / 557
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	285 WATSON RD, RUTLEDGE, TN 37861-4017
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WATSON RD, RUTLEDGE, TN 37861-4017

Mortgage

Document Number	0000002811
Date	Oct 5, 2023
Book Page	418/591
Instrument	23002811

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	285 WATSON RD, RUTLEDGE, TN 37861-4017
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WATSON RD, RUTLEDGE, TN 37861-4017

Mortgage

Document Number	0000001887
Date	Jul 13, 2023
Book Page	416/495
Instrument	23001887

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	285 WATSON RD, RUTLEDGE, TN 37861-4017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003083
Date	Nov 8, 2018
Book Page	372/1239
Instrument	18003083

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,070.00	$45,525 (-) Land $11,250 Building $34,275
2024	$1,070.00	$45,525 (-) Land $11,250 Building $34,275
2023	$1,070.00 (+2.29%)	$45,525 (-) Land $11,250 Building $34,275
2022	$1,046.00	$45,525 Land $11,250 Building $34,275
2021			$182,100 Land $45,000 Building $137,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLEDGE WATER SYSTEM serves 2,137 people · EPA ID TN0000600
Water Source	Purchased surface water from BEAN STATION UTILITY DISTRICT
Last State Inspection	Jun 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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