1. Home
  2. Tennessee
  3. Grainger County
  4. Rutledge
  5. Watson Rd

179 Watson Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 179 Watson Rd, Rutledge, TN 37861

Property Summary

Property TypeRural Home
Details720 sqft · built 1977
Lot Size15.1 acres (661,241 sqft)
Owner2 Individual Names on Record
Tax Bill$189 (2025)
Deeds & MortgagesOct 2023 Sale
Dec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN029058 04400

Property Details

APN / Parcel Number

Primary APN029058 04400
Alternative APN
  • 058 04400

Interior

Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2001
Architectural StyleMobile/Manufactured
Lot Area661,241 sqft (15.1 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected

Location & Zoning

Street Address179 WATSON RD
CityRUTLEDGE
StateTN
Zip37861-4017
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: G01
Legal SubdivisionSUBDIVISION/RAY WATSON PROP LI
Legal Lot Number1
JurisdictionGRAINGER TN
Township / Civil Division1
Census Block Group3
Census Block3040
Census Tract500301

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address217 WATSON RD, RUTLEDGE, TN 37861-4017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Warranty Deed, Transfer
JEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC
Dec 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
GREAT OAKS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2024
Deed SaleOct 17, 2024
Prior SaleAug 24, 2009
Deed Document Number0000426743
Deed Book / Page418 / 770
Prior Transfer DateOct 10, 2023
Prior Transfer Doc23002845
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAINGER TN
Recording DateOct 10, 2023
Property Address179 WATSON RD, RUTLEDGE, TN 37861-4017
Document Number0000002845
Book / Page418 / 770
Instrument DateOct 6, 2023
Instrument23002845
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyJEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC

Transaction

AmountAmount Recorded
Tax$421.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 WATSON RD, RUTLEDGE, TN 37861-4017

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAINGER TN
Property Address179 WATSON RD, RUTLEDGE, TN 37861-4017
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address179 WATSON RD, RUTLEDGE, TN 37861-4017

Mortgage

Document Number0000004225
DateDec 1, 2022
Book Page411/799
Instrument22004225
Lender
NameGREAT OAKS BANK
TypeBank
AddressRUTLEDGE, TN 37861
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 25, 2037
Interest
Rate TypeAdjustable Rate
Rate10.1%
Type Change DateNov 25, 2027
Change Frequency3 Years
Min Rate At Change7.11%
Max Rate At Change13.1%
IndexOther
Margin4
Max Rate16.1%

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGrainger County
Unified School DistrictGrainger County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189.00 Additional exemption filed$8,025 (-) Land $5,350 Building $2,675
2023Additional exemption filed$8,025 (-) Land $5,350 Building $2,675
2022$8,025 Land $5,350 Building $2,675
2021$80,500 Land $69,800 Building $10,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 76% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUTLEDGE WATER SYSTEM
serves 2,137 people · EPA ID TN0000600
Water SourcePurchased surface water from BEAN STATION UTILITY DISTRICT
Last State InspectionJun 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber		8,000 / 8,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

Nearby Properties on Watson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures