Grainger County property record for 217 Watson Rd, Rutledge, TN 37861
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 1,716 sqft · built 1985 |
| Lot Size | 21.8 acres (953,093 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029058 04401 |
| Primary APN | 029058 04401 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft |
| Basement Area | 1,716 sqft |
| Year Built | Built 1985 |
|---|---|
| Lot Area | 953,093 sqft (21.8 acres) |
| Terrain | Rolling |
| Pool Area | 180 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Sewer | Connected |
|---|
| Street Address | 217 WATSON RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4017 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | DISTRICT: 01, COUNTY AREA: G01 |
| Legal Subdivision | RAY WATSON PROP SUB |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 500301 |
Source: Grainger County records, as of January 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8320 E WALKER SPRINGS LN, KNOXVILLE, TN 37923-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2018 | Deed of Trust, Mortgage · ARM UNITED STATES OF AMERICA |
| Nov 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Oct 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2022 |
| Deed Sale | Feb 26, 2022 |
| Prior Sale | Oct 30, 2017 |
| Deed Document Number | 0004021700 |
| Deed Book / Page | 389 / 738 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 20010857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 217 WATSON RD, RUTLEDGE, TN 37861-4017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000369 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 367/275 |
| Instrument | 18000369 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | RUTLEDGE, TN 37861 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 9, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.92% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 9, 2023 |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.29% |
| Margin | 5 |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Nov 5, 2020 |
| Property Address | 217 WATSON RD, RUTLEDGE, TN 37861-4017 |
| Document Number | 10857 |
| Book / Page | 389 / 738 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 20010857 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | CARDINAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 217 WATSON RD, RUTLEDGE, TN 37861-4017 |
| Document Number | 10858 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 20010858 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Oct 30, 2017 |
| Property Address | 217 WATSON RD, RUTLEDGE, TN 37861-4017 |
| Document Number | 0000002740 |
| Book / Page | 000365 / 000573 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 2740 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 18350 KNOXVILLE TN 379282350, KNOXVILLE, TN 37928-2350 |
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 Additional exemption filed | $34,025 (-) Land $5,525 Building $28,500 | |
| 2024 | $800.00 Additional exemption filed | $34,025 (-) Land $5,525 Building $28,500 | |
| 2023 | $800.00 (+2.43%) Additional exemption filed | $34,025 (-) Land $5,525 Building $28,500 | |
| 2022 | $781.00 | $34,025 Land $5,525 Building $28,500 | |
| 2021 | $213,000 Land $99,000 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 80% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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