Martin County property record for 285 SW Otter Run Pl, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 2007 |
| Lot Size | 0.103 acres (4,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Oct 2018) |
| Tax Bill | $3,946 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 821407 |
| Primary APN | 821407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 4,530 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 821407 |
|---|---|
| Street Address | 285 SW OTTER RUN PL |
| City | STUART |
| State | FL |
| Zip | 34997-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 PH 1 WHITEMARSH RESERVE PUD (PB 16 PG 5) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 41 |
| Legal Subdivision | WHITEMARSH RESERVE |
| Legal Lot Number | 84 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1103 |
Source: Martin County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 285 SW OTTER RUN PL, STUART, FL 34997-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | May 9, 2007 · Amount on Record |
| Deed Document Number | 0030241681 |
| Deed Book / Page | 03024 / 1681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 285 SW OTTER RUN PL, STUART, FL 34997-3045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 285 SW OTTER RUN PL, STUART, FL 34997-3045 |
| Document Number | 0031560398 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 3156/398 |
| Instrument | 2836228 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PALM CITY, FL 34990 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,628 (+5.99%) | $364,660 (+2.94%) Land $100,000 Building $264,660 | |
| 2024 | $3,946.00 (+2.28%) | ||
| 2023 | $3,858.00 (+3.79%) Additional exemption filed | $246,850 (+3%) | $354,250 (+21.12%) Land $95,000 Building $259,250 |
| 2022 | $3,717.00 Homeowner's exemption | $239,661 | $292,480 Land $55,000 Building $237,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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