265 SW Otter Run Pl, Stuart, FL 34997 Property Records

Martin County property record for 265 SW Otter Run Pl, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,164 sqft · built 2007
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jan 2021)
Tax Bill	$4,269 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-006-000-0088.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-006-000-0088.0-0-0000`
Alternative APNs	`41-38-41-006-000-00880-0` `845300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	874 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	845300
Street Address	265 SW OTTER RUN PL
City	STUART
State	FL
Zip	34997-3045
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 88 PH 1 WHITEMARSH RESERVE PUD (PB 16 PG 5)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	WHITEMARSH RESERVE
Legal Block	2
Legal Lot Number	88
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1103

Owner

265 SW Otter Run Pl, a townhouse, is owned and occupied by two individuals who bought it in January 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 SW OTTER RUN PL, STUART, FL 34997-3045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	20212862970
Deed Book / Page	3191 / 22
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 20, 2021
Property Address	265 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0031910022
Book / Page	3191 / 22
Map Reference	MB 16 PG 5
Instrument Date	Jan 20, 2021
Instrument	2862970
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3642 PLANTATION DR, 3642, ORMOND BEACH, FL 32174-8064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 SW OTTER RUN PL, STUART, FL 34997-3045

Mortgage

Document Number	0000319124
Date	Jan 20, 2021
Instrument	3191/24

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 16, 2017
Property Address	265 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0029252394
Book / Page	02925 / 2394
Map Reference	MB16 PG5
Instrument Date	May 5, 2017
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 S VONA CT, 1502, SUPERIOR, CO 80027-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 SW OTTER RUN PL, STUART, FL 34997-3045

Mortgage

Document Number	0002635702
Date	May 16, 2017
Instrument	2635702

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 265 SW Otter Run Pl was $4,269 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,269.00 (-1.11%) Additional exemption filed	$312,663	$363,600 Land $100,000 Building $263,600
2024	$4,317.00 (+1.79%)
2023	$4,241.00 (+3.67%) Additional exemption filed	$295,002 (+3%)	$358,210 (+25.07%) Land $100,000 Building $258,210
2022	$4,091.00 Homeowner's exemption	$286,410 Land $50,000 Building $236,410	$286,410 Land $50,000 Building $236,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 SW Otter Run Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 SW Otter Run Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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