277 SW Otter Run Pl, Stuart, FL 34997 Property Records

Martin County property record for 277 SW Otter Run Pl, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,164 sqft · built 2007
Lot Size	0.097 acres (4,225 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Sep 2018)
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-006-000-0086.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-006-000-0086.0-0-0000`
Alternative APNs	`41-38-41-006-000-00860-0` `218468`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	874 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,225 sqft (0.097 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	218468
Street Address	277 SW OTTER RUN PL
City	STUART
State	FL
Zip	34997-3045
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 86 PH 1 WHITEMARSH RESERVE PUD (PB 16 PG 5)
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	WHITEMARSH RESERVE
Legal Block	2
Legal Lot Number	86
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2001
Census Tract	1103

Owner

277 SW Otter Run Pl, a townhouse, is owned by a company that bought it in September 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	2550 SE WILLOUGHBY BLVD, STUART, FL 34994-4701
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN BANK & TRUST CO
Feb 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHERN BANK & TRUST CO
Dec 31, 2020	Deed of Trust, Mortgage NORTHERN BK
Sep 14, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Apr 26, 2007 · Amount on File
Deed Document Number	20182715527
Deed Book / Page	3015 / 2675
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	277 SW OTTER RUN PL, STUART, FL 34997-3045
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 SE WILLOUGHBY BLVD, STUART, FL 34994-4701

Mortgage

Document Number	0035482630
Date	Feb 16, 2026
Book Page	3548/2630
Instrument	3170539

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank
Address	WOBURN, MA 01801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	277 SW OTTER RUN PL, STUART, FL 34997-3045
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033592690
Date	Feb 17, 2023
Book Page	3359/2690
Instrument	3002539

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank
Address	WOBURN, MA 01801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	277 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0031862024
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2642 SE WILLOUGHBY BLVD STUART FL 349944700, STUART, FL 34994-4700

Mortgage

Document Number	0031862024
Date	Jan 4, 2021
Book Page	003186/002024
Instrument	2859372

Lender

Name	NORTHERN BK
Type	Bank
Address	275 MISHAWUM RD, WOBURN, MA 01801-8805

Agreement

Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 14, 2018
Property Address	277 SW OTTER RUN PL, STUART, FL 34997-3045
Document Number	0030152675
Book / Page	03015 / 2675
Map Reference	MB16 PG5
Instrument Date	Sep 13, 2018
Instrument	2715527
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 WILLOW ST, 50, DOVER, MA 02030-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 SE WILLOUGHBY BLVD, STUART, FL 34994-4701

Tax Assessment & Valuation

The 2025 property tax bill for 277 SW Otter Run Pl was $6,015, up 2.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,015.00 (+2.87%)	$345,643	$363,600 Land $100,000 Building $263,600
2024	$5,847.00 (+4.5%)
2023	$5,595.00 (+13.6%)	$285,656 (+1%)	$353,210 (+21.21%) Land $95,000 Building $258,210
2022	$4,925.00	$259,688	$291,410 Land $55,000 Building $236,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 SW Otter Run Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 SW Otter Run Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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