285 S Thomas Ave, Kerman, CA 93630 Property Records

Fresno County property record for 285 S Thomas Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 2017
Lot Size	0.173 acres (7,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Mar 2023)
Tax Bill	$5,030 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-726-08S`

Property Details

APN / Parcel Number

Primary APN	`023-726-08S`
Alternative APN	`02372608`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	7,544 sqft (0.173 acres)
Lot Dimensions	92 ft deep x 82 ft wide
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	285 S THOMAS AVE
City	KERMAN
State	CA
Zip	93630-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUR RT LOT 78 KERMAN ESTATES TRACT NO 5478
Legal Subdivision	KERMAN ESTATES
Legal Tract	5478
Legal Lot Number	78
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2020
Census Tract	4004

Owner

Source: Fresno County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 31, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2017	Grant Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Jan 30, 2017	Intrafamily Transfer, Transfer · Construction Mortgage UNITED SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202323823
Prior Transfer Date	Jun 16, 2020
Prior Transfer Doc	0000077161
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 16, 2023
Property Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000023823
Map Reference	VOL 78 PG 9-11
Instrument Date	Mar 1, 2023
Instrument	2023-0023823
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 S THOMAS AVE, KERMAN, CA 93630-2529

Mortgage

Document Number	0000023824
Date	Mar 16, 2023
Instrument	2023-0023824

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000023825
Date	Mar 16, 2023
Instrument	2023-0023825

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 13, 2053

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Jun 23, 2020
Property Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000077161
Map Reference	VOL 78 PG 9-11
Instrument Date	Jun 16, 2020
Instrument	2020-0077161
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 S THOMAS AVE, KERMAN, CA 93630-2529

Mortgage

Document Number	0000077162
Date	Jun 23, 2020
Instrument	2020-0077162

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 31, 2019
Property Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000056578
Map Reference	VOL 78 PG 9-11
Instrument Date	May 6, 2019
Instrument	2019-0056578
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 S THOMAS AVE, KERMAN, CA 93630-2529

Mortgage

Document Number	0000056579
Date	May 31, 2019
Instrument	2019-0056579

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 7, 2017
Property Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000098024
Instrument Date	Aug 2, 2017
Instrument	98024
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 S THOMAS AVE KERMAN CA 93630, KERMAN, CA 93630

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Jan 30, 2017
Property Address	285 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000011285
Map Reference	VOL78 PG9-11
Instrument Date	Jan 26, 2017
Instrument	2017-0011285
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 E PINE AVE, FRESNO, CA 93727-2113

Mortgage

Document Number	0000011286
Date	Jan 30, 2017
Instrument	2017-0011286

Lender

Name	UNITED SECURITY BANK
Type	Bank
Address	FRESNO, CA 93721

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,788 (+2%) Land $128,936 Building $300,852
2025	$5,030.00 (+32.68%)	$421,361 (+33.22%) Land $126,408 Building $294,953
2023	$3,791.00 (+1.01%)	$316,296 Land $75,052 Building $241,244
2022	$3,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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