281 S Thomas Ave, Kerman, CA 93630 Property Records

Fresno County property record for 281 S Thomas Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 2017
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Nov 2020)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`023-726-09S`

Property Details

APN / Parcel Number

Primary APN	`023-726-09S`
Alternative APN	`02372609`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	281 S THOMAS AVE
City	KERMAN
State	CA
Zip	93630-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUR RT LOT 79 KERMAN ESTATES TRACT NO 5478
Legal Subdivision	KERMAN ESTATES
Legal Tract	5478
Legal Lot Number	79
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2020
Census Tract	4004

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 S THOMAS AVE, KERMAN, CA 93630-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jan 30, 2017	Intrafamily Transfer, Transfer · Construction Mortgage UNITED SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	2020158795
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0000011285
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 5, 2020
Property Address	281 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000158795
Map Reference	VOL 78 PG 9-11
Instrument Date	Oct 28, 2020
Instrument	2020-0158795
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 S THOMAS AVE, KERMAN, CA 93630-2529

Mortgage

Document Number	0000158796
Date	Nov 5, 2020
Instrument	2020-0158796

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000158797
Date	Nov 5, 2020
Instrument	2020-0158797

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SEATTLE, WA 98145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Jan 30, 2017
Property Address	281 S THOMAS AVE, KERMAN, CA 93630-2529
Document Number	0000011285
Map Reference	VOL78 PG9-11
Instrument Date	Jan 26, 2017
Instrument	2017-0011285
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 E PINE AVE, FRESNO, CA 93727-2113

Mortgage

Document Number	0000011286
Date	Jan 30, 2017
Instrument	2017-0011286

Lender

Name	UNITED SECURITY BANK
Type	Bank
Address	FRESNO, CA 93721

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,781 (+2%) Land $77,284 Building $270,497
2025	$4,024.00 (+4.74%) Homeowner's exemption	$340,963 (+4.04%) Land $75,769 Building $265,194
2023	$3,842.00 (+1.05%) Homeowner's exemption	$327,726 Land $72,828 Building $254,898
2022	$3,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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