285 Payne St, Unit 30A, Miramar Beach, FL 32550 Property Records

Walton County property record for 285 Payne St, Unit 30A, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.011 acres (473 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Feb 2022)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Sep 2025 Sale Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42864-000-030A`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42864-000-030A`
Alternative APNs	`30-221-42864-000-030A` `1069005`

Interior

Units	61 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	473 sqft (0.011 acres)

Location & Zoning

Street Address	285 PAYNE ST, 30A
City	MIRAMAR BEACH
State	FL
Zip	32550-8309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RP
Legal Description	UNIT 30A CRYSTAL VILLAGE II PH 2 OR 1816-187 OR 1827-401 OR 2589-513 OR 2789-1625 OR 2982-3815 OR 3102-3792 OR 3240-1560 OR 3371-2139
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	CRYSTAL VILLAGE
Legal Phase	2
Legal Block	3
Legal Lot Number	30A
Legal Unit	30A
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2005
Census Tract	950608

Owner

285 Payne St, Unit 30A is owned by a company that bought it in February 2022.

Source: Walton County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	3912 PYRAMID CT, SUPERIOR, CO 80027-6129
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Apr 17, 2019	Warranty Deed, Transfer NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20228759
Deed Book / Page	3240 / 1560
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	0027891625
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 19, 2025
Property Address	285 PAYNE ST UNIT 30A, 30A, MIRAMAR BEACH, FL 32550-8309
Document Number	0033712139
Book / Page	3371 / 2139
Map Reference	MB 1525 PG 1
Instrument Date	Mar 15, 2023
Instrument	20250033932
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3912 PYRAMID CT, SUPERIOR, CO 80027-6129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 PYRAMID CT, SUPERIOR, CO 80027-6129

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 24, 2022
Property Address	285 PAYNE ST UNIT 30A, 30A, MIRAMAR BEACH, FL 32550-8309
Document Number	0032401560
Book / Page	3240 / 1560
Map Reference	MB 1525 PG 1
Instrument Date	Feb 22, 2022
Instrument	20220008759
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 LAUREL OAK LN, SANTA ROSA BEACH, FL 32459-5647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 PYRAMID CT, SUPERIOR, CO 80027-6129

Mortgage

Document Number	0032401562
Date	Feb 24, 2022
Instrument	3240/1562

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 17, 2019
Property Address	285 PAYNE ST UNIT 30A, 30A, MIRAMAR BEACH, FL 32550-8309
Document Number	0031023792
Book / Page	003102 / 003792
Instrument Date	Apr 17, 2019
Instrument	11948
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 FISHING VILLAGE CIR BREWTON AL 364263591, BREWTON, AL 36426-3591

Tax Assessment & Valuation

The 2025 property tax bill for 285 Payne St, Unit 30A was $2,507, down 14.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (-14.79%)	$277,536 (-13.85%) Building $277,536	$277,536 (-13.85%) Building $277,536
2024	$2,942.00 (+0.51%)	$322,140 (-) Building $322,140	$322,140 (-) Building $322,140
2023	$2,927.00 (+43.48%)	$322,140 (+25%) Building $322,140	$322,140 (+25%) Building $322,140
2022	$2,040.00	$257,712 Building $257,712	$257,712 Building $257,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Payne St, Unit 30A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Payne St, Unit 30A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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