1. Home
  2. Florida
  3. Walton County
  4. Miramar Beach
  5. Payne St
  6. 285 Payne St

285 Payne St, Unit 27A, Miramar Beach, FL 32550 Property Records

Walton County property record for 285 Payne St, Unit 27A, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
OwnerIndividual Name on File
Last Sale$415,500 (Sep 2022)
Tax Bill$2,942 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-21-42864-000-027A

Property Details

APN / Parcel Number

Primary APN30-2S-21-42864-000-027A
Alternative APN
  • 1068999

Location & Zoning

Account Number1068999
Street Address285 PAYNE ST UNIT 27A, 27A
CityMIRAMAR BEACH
StateFL
Zip32550-8309
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 27-A CRYSTAL VILLAGE II PH 2 OR 1795-196 OR 2951-4782 OR 3072-2571
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionCRYSTAL VILLAGE II PH 2
Legal Phase2
Legal Lot Number27A
Legal Unit27-A
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2005
Census Tract950608

Owner

285 Payne St, Unit 27A is owned by an individual who bought it in September 2022.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Mailing Address22617 GRANDE POPLAR CT, PLAINFIELD, IL 60585
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2022 · Amount on File
Deed SaleSep 2, 2022 · Amount on File
Prior SaleMay 2, 2018 · Amount on File
Deed Document Number20220039831
Deed Book / Page3265 / 2353
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 2, 2022
Property Address285 PAYNE ST UNIT 27A, 27A, MIRAMAR BEACH, FL 32550-8309
Document Number0032652353
Book / Page3265 / 2353
Map ReferenceMB 1790 PG 416
Instrument DateAug 31, 2022
Instrument20220039831
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,908.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1502 MARION QUIMBY DR, STEVENSVILLE, MD 21666-2584

Transferred To (Grantee/Buyer)

NameVerified Name
Address26617 GRANDE POPLAR CT, PLAINFIELD, IL 60585-2609

Mortgage

Document Number0032652355
DateSep 2, 2022
Instrument3265/2355
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2037

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,536 Building $277,536$277,536 Building $277,536
2024$2,942.00 (+0.51%)
2023$2,927.00 (+43.48%)$322,140 (+25%) Building $322,140$322,140 (+25%) Building $322,140
2022$2,040.00$257,712 Building $257,712$257,712 Building $257,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Payne St, Unit 27A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Payne St, Unit 27A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Wildstar Networks.

Nearby Properties on Payne St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures