285 Payne St, Unit 29A, Miramar Beach, FL 32550 Property Records

Walton County property record for 285 Payne St, Unit 29A, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.011 acres (473 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,500 (Mar 2018)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Mar 2018 Sale Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42864-000-029A`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42864-000-029A`
Alternative APNs	`30-221-42864-000-029A` `1069003`

Interior

Units	61 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	473 sqft (0.011 acres)

Location & Zoning

Street Address	285 PAYNE ST, 29A
City	MIRAMAR BEACH
State	FL
Zip	32550-8309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RP
Legal Description	UNIT 29-A CRYSTAL VILLAGE II PH 2 OR 1798-356 OR 2597-1883 OR 3032-270 OR 3067-145
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	CRYSTAL VILLAGE
Legal Phase	2
Legal Block	2
Legal Lot Number	29A
Legal Unit	29-A
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2005
Census Tract	950608

Owner

Source: Walton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1076 ANTIOCH RD, FAYETTEVILLE, GA 30215-7012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Warranty Deed, Transfer PROVIDENT TITLE
Jan 27, 2017	Personal Representative Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	20186913
Deed Book / Page	3067 / 145
Prior Transfer Date	Jan 20, 2017
Prior Transfer Doc	0030314103
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2018
Property Address	285 PAYNE ST UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-8309
Document Number	0030670145
Book / Page	003067 / 000145
Instrument Date	Feb 27, 2018
Instrument	6913
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,466.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1076 ANTIOCH RD FAYETTEVILLE GA 302157012, FAYETTEVILLE, GA 30215-7012

January 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WALTON FL
Recording Date	Jan 27, 2017
Property Address	285 PAYNE ST UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-8309
Document Number	0030320270
Book / Page	3032 / 0270
Instrument Date	Jan 25, 2017
Instrument	0002774
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 CASA GRANDE LN, 337, SANTA ROSA BEACH, FL 32459-3165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 GRAND BLVD STE 105B, 105B, MIRAMAR BEACH, FL 32550-1839

Mortgage

Document Number	0030320272
Date	Jan 27, 2017
Instrument	3032/0272

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 25, 2017
Property Address	285 PAYNE ST UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-8309
Document Number	0030314103
Book / Page	003031 / 004103
Instrument Date	Jan 20, 2017
Instrument	2436
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	337 CASA GRANDE LN SANTA ROSA BEACH FL 324593165, SANTA ROSA BEACH, FL 32459-3165

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00 (-4.32%)	$277,536 (-13.85%) Building $277,536	$277,536 (-13.85%) Building $277,536
2024	$2,474.00 (+4.79%)
2023	$2,361.00 (+15.74%)	$322,140 (+25%) Building $322,140	$322,140 (+25%) Building $322,140
2022	$2,040.00	$257,712 Building $257,712	$257,712 Building $257,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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