285 NW Whispering Pines Loop, Madison, FL 32340 Property Records

Madison County property record for 285 NW Whispering Pines Loop, Madison, FL 32340

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1981
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Owner Names on Record
Tax Bill	$1,098 (2023)
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-3599-017-000`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-3599-017-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Heated Area
Gross Area	2,123 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,165 sqft (0.417 acres)
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	285 NW WHISPERING PINES LOOP
City	MADISON
State	FL
Zip	32340-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES ACRES S/D LOTS 9 OR 192/772 OR 791/170
Legal Range	09E
Legal Township	01N
Legal Section	21
Legal Subdivision	WHISPERING PINES ACRES S/D
Legal Lot Number	9
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2040
Census Tract	110301

Owner

Source: Madison County records, as of January 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	285 NW WHISPERING PINES LOOP, MADISON, FL 32340-1561
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2005
Deed Sale	Dec 13, 2005
Prior Sale	Nov 22, 2004
Deed Document Number	0000791170
Deed Book / Page	791 / 170
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,098.00 (+9.69%) Homeowner's exemption	$92,761 (+7.36%)	$224,848 (+34.28%) Land $14,400 Building $210,448
2022	$1,001.00 Homeowner's exemption	$86,403	$167,451 Land $12,000 Building $155,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1987–2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20