Madison County property record for 405 NW Whispering Pines Loop, Madison, FL 32340 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,849 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | Attached, 460 sqft |
| Last Sale | $285,000 (2025) |
| Tax Bill | $1,666.00 (2025) |
| Primary APN | 00-00-00-3599-017-00B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,849 sqft Living Area |
| Gross Area | 2,449 sqft Gross Area |
| 1st Floor | 1,849 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bungalow Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Driveway | Driveway Asphalt |
| Driveway Area | 616 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Patio Area | 384 sqft Patio |
| Porch Area | 140 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Street Address | 405 NW WHISPERING PINES LOOP |
|---|---|
| City | MADISON |
| State | FL |
| Zip | 32340-1566 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES ACRES S/D, LOT 23 OR 399/299 OR 777/75 OR 1099/212 OR 1214/128 OR 1352/321 OR 1593/186 OR 1603/117 |
| Legal Range | 09E |
| Legal Township | 01N |
| Legal Section | 21 |
| Legal Subdivision | WHISPERING PINES |
| Legal Lot Number | 23 |
| Jurisdiction | MADISON FL |
| Minor Civil Division | MADISON |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 110301 |
Source: Madison County records · APN 00-00-00-3599-017-00B
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 170 SW GUINEVERE WAY, LAKE CITY, FL 32024-1259 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUNFLOWER BANK NA |
| May 05, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 08, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage CAPITAL CITY HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 202540003918 |
| Deed Book / Page | 1610 / 231 |
| Prior Transfer Date | May 02, 2025 |
| Prior Transfer Doc | 0015930186 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Document Number | 0016100231 |
| Book / Page | 1610 / 231 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 202540003918 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | SMITH ABSTRACT & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2327 WOODLAND BLUFF DR, HEBER SPRINGS, AR 72543-6233 |
| Name | Verified Name |
|---|---|
| Address | 170 SW GUINEVERE WAY, LAKE CITY, FL 32024-1259 |
| Document Number | 0001610233 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 1610/233 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON FL |
| Recording Date | May 05, 2025 |
| Property Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Document Number | 0015930186 |
| Book / Page | 1593 / 186 |
| Instrument Date | May 02, 2025 |
| Instrument | 202540002060 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Name | Verified Name |
|---|---|
| Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON FL |
| Recording Date | May 08, 2020 |
| Property Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Document Number | 0013520321 |
| Book / Page | 1352 / 321 |
| Instrument Date | May 08, 2020 |
| Instrument | 202040001498 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 NW WHISPERING PINES LOOP, 405, MADISON, FL 32340-1566 |
| Name | Verified Name |
|---|---|
| Address | 405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566 |
| Document Number | 0001352323 |
|---|---|
| Date | May 08, 2020 |
| Instrument | 1352/323 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Madison County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 (-2.23%) | $141,602 (+2.9%) | $268,289 (-3%) Land $15,840 Building $252,449 |
| 2024 | $1,704.00 (+8.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $137,611 (+3%) | $276,596 (-1.46%) Land $15,840 Building $260,756 |
| 2023 | $1,568.00 (-1.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $133,603 (+3%) | $280,681 (+24.17%) Land $14,400 Building $266,281 |
| 2022 | $1,591.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $129,712 | $226,050 Land $12,000 Building $214,050 |
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