405 NW Whispering Pines Loop, Madison, FL 32340 Property Records

Madison County property record for 405 NW Whispering Pines Loop, Madison, FL 32340 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,849 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
GarageAttached, 460 sqft
Last Sale$285,000 (2025)
Tax Bill$1,666.00 (2025)

Property Details

APN / Parcel Number

Primary APN00-00-00-3599-017-00B

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,849 sqft Living Area
Gross Area2,449 sqft Gross Area
1st Floor1,849 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleBungalow Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area18,731 sqft (0.43 acres)
DrivewayDriveway Asphalt
Driveway Area616 sqft Driveway
Garage TypeAttached Garage
Garage Area460 sqft Garage
Patio Area384 sqft Patio
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage

Location & Zoning

Street Address405 NW WHISPERING PINES LOOP
CityMADISON
StateFL
Zip32340-1566
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ACRES S/D, LOT 23 OR 399/299 OR 777/75 OR 1099/212 OR 1214/128 OR 1352/321 OR 1593/186 OR 1603/117
Legal Range09E
Legal Township01N
Legal Section21
Legal SubdivisionWHISPERING PINES
Legal Lot Number23
JurisdictionMADISON FL
Minor Civil DivisionMADISON
Census Blockgroup2
Census Block2040
Census Tract110301

Owner

Source: Madison County records · APN 00-00-00-3599-017-00B

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address170 SW GUINEVERE WAY, LAKE CITY, FL 32024-1259
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer · Conventional Mortgage
SUNFLOWER BANK NA
May 05, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 08, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
CAPITAL CITY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Sep 10, 2025
  • Deed Sale Price on Sep 10, 2025
  • Prior Sale Amount on May 08, 2020
Deed Doc Number202540003918
Deed Book / Page1610 / 231
Prior Transfer DateMay 02, 2025
Prior Transfer Doc0015930186
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON FL
Recording DateSep 10, 2025
Property Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566
Document Number0016100231
Book / Page1610 / 231
Instrument DateSep 04, 2025
Instrument202540003918
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanySMITH ABSTRACT & TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2327 WOODLAND BLUFF DR, HEBER SPRINGS, AR 72543-6233

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 SW GUINEVERE WAY, LAKE CITY, FL 32024-1259

Mortgage

Document Number0001610233
DateSep 10, 2025
Instrument1610/233
Lender
NameSUNFLOWER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON FL
Recording DateMay 05, 2025
Property Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566
Document Number0015930186
Book / Page1593 / 186
Instrument DateMay 02, 2025
Instrument202540002060
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON FL
Recording DateMay 08, 2020
Property Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566
Document Number0013520321
Book / Page1352 / 321
Instrument DateMay 08, 2020
Instrument202040001498
Transaction TypeTransfer
Record UpdatedDec 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,267.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address405 NW WHISPERING PINES LOOP, 405, MADISON, FL 32340-1566

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 NW WHISPERING PINES LOOP, MADISON, FL 32340-1566

Mortgage

Document Number0001352323
DateMay 08, 2020
Instrument1352/323
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,666.00 (-2.23%)$141,602 (+2.9%)$268,289 (-3%) Land $15,840 Building $252,449
2024$1,704.00 (+8.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$137,611 (+3%)$276,596 (-1.46%) Land $15,840 Building $260,756
2023$1,568.00 (-1.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$133,603 (+3%)$280,681 (+24.17%) Land $14,400 Building $266,281
2022$1,591.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$129,712$226,050 Land $12,000 Building $214,050

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