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217 NW Whispering Pines Loop, Madison, FL 32340 Property Records

Madison County property record for 217 NW Whispering Pines Loop, Madison, FL 32340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,481 sqft · built 1968
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$218,500 (Aug 2014)
Tax Bill$2,678 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-00-3599-018-000

Property Details

APN / Parcel Number

Primary APN00-00-00-3599-018-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,481 sqft Living Area
Gross Area4,081 sqft
1st Floor Area2,481 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area74,052 sqft (1.7 acres)
Garage TypeAttached
Garage Area600 sqft
DrivewayAsphalt Driveway
Driveway Area3,228 sqft
PorchPatio
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address217 NW WHISPERING PINES LOOP
CityMADISON
StateFL
Zip32340-1561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ACRES S/D LOTS NO 11,12,21,22 OR 309/167 OR 954/267 OR 1137/197 OR 1137/199 OR 1219/144
Legal Range09E
Legal Township01N
Legal Section21
Legal SubdivisionWHISPERING PINES
Legal Lot Number11-12
JurisdictionMADISON FL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2040
Census Tract110301

Owner

Source: Madison County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address217 NW WHISPERING PINES LOOP, MADISON, FL 32340-1561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2014 · Amount on Record
Deed SaleAug 8, 2014 · Amount on Record
Prior SaleJul 20, 2009 · Amount on Record
Deed Document Number201440038924
Deed Book / Page1137 / 199
Prior Transfer DateJul 17, 2014
Prior Transfer Doc0011370197
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON FL
Property Address217 NW WHISPERING PINES LOOP, MADISON, FL 32340-1561
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014220040
DateOct 13, 2021
Book Page1422/40
Instrument202140004269
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON FL
Property Address217 NW WHISPERING PINES LOOP, MADISON, FL 32340-1561
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 NW WHISPERING PINES LOOP, MADISON, FL 32340-1561

Mortgage

Document Number0013630247
DateAug 14, 2020
Book Page1363/247
Instrument202040002580
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,678.00 (+6.1%) Homeowner's exemption$197,409 (+5.99%)$433,895 (-3.47%) Land $63,360 Building $370,535
2023$2,524.00 (+2.02%) Homeowner's exemption$186,257 (+3%)$449,510 (+24.09%) Land $57,600 Building $391,910
2022$2,474.00 Homeowner's exemption$180,832$362,239 Land $48,000 Building $314,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1987–2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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