285 Mountain Laurel Blvd, Ranson, WV 25438 Property Records

Jefferson County property record for 285 Mountain Laurel Blvd, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,804 sqft · built 2015
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Tax Bill	$3,961 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-8D-011J.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8D-011J.0000`
Alternative APN	`19-08-8D-011J.0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,804 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	790 sqft
Finished Basement	790 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 MOUNTAIN LAUREL BLVD
City	RANSON
State	WV
Zip	25438-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK J #11 SHENANDOAH SPRINGS
Legal Subdivision	SHENANDOAH SPRINGS
Legal Block	11,J
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2002
Census Tract	972503

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · VA Mortgage TEXANA BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 13, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030

Mortgage

Document Number	002635/203
Date	Sep 24, 2025
Book Page	2635/203
Instrument	202500012188

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030

Mortgage

Document Number	002317/133
Date	Oct 21, 2020
Book Page	2317/133
Instrument	202000014201

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 13, 2020
Property Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Document Number	0000003166
Book / Page	001237 / 000467
Instrument Date	Mar 4, 2020
Instrument	3166
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 LAFAYETTE CENTER DR #A CHANTILLY VA 201511244, A, CHANTILLY, VA 20151-1244

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Document Number	0000001734
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MOUNTAIN LAUREL BLVD RANSON WV 254384030, RANSON, WV 25438-4030

Mortgage

Document Number	0000001734
Date	Feb 11, 2020
Book Page	002266/000053
Instrument	1734

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	285 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4030
Document Number	0000004834
Book / Page	002128 / 000464
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MOUNTAIN LAUREL BLVD RANSON WV 254384030, RANSON, WV 25438-4030

Mortgage

Document Number	0000004834
Date	Feb 6, 2017
Book Page	002128/000464
Instrument	4834

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,961.00 (+4.71%)	$308,300 (+6.2%) Land $68,500 Building $239,800	$513,833 (+6.21%) Land $114,167 Building $399,667
2025	$3,783.00 (-2.32%) Homeowner's exemption	$290,300 (+6.26%) Land $50,500 Building $239,800	$483,800 (+6.28%) Land $84,100 Building $399,700
2023	$3,873.00	$273,200 Land $50,500 Building $222,700	$455,200 Land $84,100 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

285 Mountain Laurel Blvd, Ranson, WV 25438 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mountain Laurel Blvd

Nearby Streets

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