285 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 285 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,438 sqft · built 2022
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,900 (Jun 2026)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0300`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0300`
Alternative APN	`18-119-23210-000-0300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	3,609 sqft
1st Floor Area	2,438 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	217 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	782 sqft
Porch	Open/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 30 BUXTONS MILL AT HAMMOCK BAY PB 21-23 OR 3120-2746 OR 3183-4132 OR 3261-4201 OR 3351-1109
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	3
Legal Lot Number	30
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Dec 17, 2025	Intrafamily Transfer, Transfer
Feb 28, 2025	Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES
Aug 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND
Feb 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	202622368
Deed Book / Page	3400 / 1975
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0033810638
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 2, 2026
Property Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0000022368
Book / Page	3400 / 1975
Instrument Date	Jun 1, 2026
Instrument	202622368
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$544,319.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 17, 2025
Property Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0033810638
Book / Page	3381 / 638
Map Reference	MB 21 PG 23-27
Instrument Date	Dec 16, 2025
Instrument	20250046479
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2025
Property Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0033511109
Book / Page	3351 / 1109
Map Reference	MB 21 PG 23
Instrument Date	Feb 28, 2025
Instrument	20250006823
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 E BENTLEY CIR, TROY, OH 45373-7838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 PERSIMMON ST, FREEPORT, FL 32439-6717

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 1, 2022
Property Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0032614201
Book / Page	3261 / 4201
Map Reference	MB 21 PG 23-27
Instrument Date	Jul 29, 2022
Instrument	20220035135
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,129.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 MILL POND CV, FREEPORT, FL 32439-7650

Mortgage

Document Number	0032614203
Date	Aug 1, 2022
Instrument	3261/4203

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 19, 2021
Property Address	285 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031834132
Book / Page	3183 / 4132
Map Reference	MB 21 PG 24-27
Instrument Date	Feb 12, 2021
Instrument	20210007845
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Tax	$1,566.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	708 MAIN ST, EVANSTON, IL 60202-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,000.00 (-4.35%)	$514,850 (-0.16%) Land $60,638 Building $454,212	$514,850 (-0.16%) Land $60,638 Building $454,212
2024	$6,273.00 (+0.26%)
2023	$6,257.00 (+627.56%) Homeowner's exemption	$515,682 (+666.15%) Land $60,638 Building $455,044	$515,682 (+666.15%) Land $60,638 Building $455,044
2022	$860.00	$67,308 Land $67,308	$67,308 Land $67,308

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

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